2909 Sullivan Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 2909 Sullivan Ln, Frankfort, KY 40601

Property Summary

Property Type	Rural Home
Lot Size	11.4 acres (499,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jan 2021)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`081-00-00-014.03`

Property Details

APN / Parcel Number

Primary APN	`081-00-00-014.03`
Alternative APN	`72835`

Interior

Stories	1 Story

Exterior

Exterior Material	Wood
Lot Area	499,110 sqft (11.4 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Location & Zoning

Account Number	72835
Street Address	2909 SULLIVAN LN
City	FRANKFORT
State	KY
Zip	40601-8738
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4 JW POINDEXTER FARM
Legal Subdivision	POINDEXTER FM
Legal Lot Number	4
Jurisdiction	FRANKLIN KY
Township / Civil Division	PEAKS MILL
Census Block Group	1
Census Block	1055
Census Tract	70801

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 SULLIVAN LN, FRANKFORT, KY 40601-8738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 10, 2020	Deed, Construction Loan · Construction Mortgage MEADE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2021516836
Deed Book / Page	600 / 77
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	2909 SULLIVAN LN, FRANKFORT, KY 40601-8738
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SULLIVAN LN, FRANKFORT, KY 40601-8738
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1643/640
Date	Jan 12, 2022
Book Page	M1643/640
Instrument	654291

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 10, 2020
Property Address	2909 SULLIVAN LN, FRANKFORT, KY 40601-8738
Document Number	00D594/660
Book / Page	D594 / 660
Map Reference	CAB E SL 788
Instrument Date	Jul 1, 2020
Instrument	507130
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3145 WARRENWOOD WYND, LEXINGTON, KY 40502-3578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	671 MOLLY BROWN RD, BRANDENBURG, KY 40108-9451
Investor	Possibly a Property Investor

Mortgage

Document Number	0000507131
Date	Jul 10, 2020
Instrument	507131

Lender

Name	MEADE COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2021

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (-16.07%)	$301,644 (-) Land $6,644 Building $295,000	$301,644 (-) Land $6,644 Building $295,000
2023	$3,604.00	$301,644	$301,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	16 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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