2909 Silver Saddle St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2909 Silver Saddle St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,358 sqft · built 1993
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2007)
Tax Bill	$7,036 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0218-861-09-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-861-09-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,358 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,307 sqft
2nd Floor Area	1,051 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 SILVER SADDLE ST
City	ONTARIO
State	CA
Zip	91761-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14194 LOT 9
Legal Tract	14194
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1005
Census Tract	1906

Owner

2909 Silver Saddle St is owned and occupied by two individuals who bought it in August 2007.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 SILVER SADDLE ST, ONTARIO, CA 91761-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CTRL CU
May 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CU
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2007 · Amount on File
Deed Sale	Aug 8, 2007 · Amount on File
Prior Sale	Mar 17, 1994 · Amount on File
Deed Document Number	2007461745
Prior Transfer Date	Apr 2, 2007
Prior Transfer Doc	0000220587
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2909 SILVER SADDLE ST, ONTARIO, CA 91761-5019
Document Number	0000256823
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2909 SILVER SADDLE ST ONTARIO CA 917615019, ONTARIO, CA 91761-5019

Mortgage

Document Number	0000256823
Date	Jul 27, 2020
Instrument	256823

Lender

Name	ARROWHEAD CTRL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2909 SILVER SADDLE ST, ONTARIO, CA 91761-5019
Document Number	0000149078
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2909 SILVER SADDLE ST ONTARIO CA 917615019, ONTARIO, CA 91761-5019

Mortgage

Document Number	0000149078
Date	May 9, 2019
Instrument	149078

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 8, 2039

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2909 SILVER SADDLE ST, ONTARIO, CA 91761-5019
Document Number	0000071689
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SILVER SADDLE ST ONTARIO CA 917615019, ONTARIO, CA 91761-5019

Mortgage

Document Number	0000071689
Date	Feb 28, 2018
Instrument	71689

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2909 SILVER SADDLE ST, ONTARIO, CA 91761-5019
Document Number	0000519935
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2909 SILVER SADDLE ST ONTARIO CA 917615019, ONTARIO, CA 91761-5019

Mortgage

Document Number	0000519935
Date	Dec 8, 2017
Instrument	519935

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Silver Saddle St was $7,036.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,894 (+2%) Land $234,463 Building $435,431
2025	$7,036.00	$656,759 Land $229,866 Building $426,893
2023	$6,670.00 (+1.23%)	$631,257 Land $220,940 Building $410,317
2022	$6,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2909 Silver Saddle St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2909 Silver Saddle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks.

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