2909 Sarah St, Waco, TX 76706 Property Records

McLennan County property record for 2909 Sarah St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,444 sqft · built 2018
Lot Size0.174 acres (7,560 sqft)
Owner2 Individual Names on Record
Last Sale$167,400 (Jul 2019)
Tax Bill$2,982 (2025)
Deeds & MortgagesJul 2019 Mortgage
May 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-010102-002100-0

Property Details

APN / Parcel Number

Primary APN48-010102-002100-0
Alternative APNs
  • 4801010200210000101
  • 169127

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,444 sqft Living Area
1st Floor Area1,444 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions126 ft deep x 60 ft wide
PorchOpen Porch
Porch Area237 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2909 SARAH ST
CityWACO
StateTX
Zip76706-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCORONADO LOT 14 BLOCK 2 ACRES .1736
Legal SubdivisionCORONADO
Legal Block2
Legal Lot Number14
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2002
Census Tract2100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2909 SARAH ST, WACO, TX 76706-4010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2019Vendor's Lien, Transfer · VA Mortgage
USAA FSB
May 15, 2019Loan Modification, Mortgage
SECURITY BK/CRAWFORD
Aug 16, 2018Trustee's Deed, Construction Loan · Construction Mortgage
SECURITY BK/CRAWFORD
Jun 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleJun 13, 2018
Deed Document Number201922204
Prior Transfer DateApr 23, 2014
Prior Transfer Doc0000011314
Record UpdatedOct 29, 2026

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJul 5, 2019
Property Address2909 SARAH ST, WACO, TX 76706-4010
Document Number0000022204
Map ReferenceVOL 715 PG 518
Instrument DateJul 3, 2019
Instrument2019022204
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 SARAH ST, WACO, TX 76706-4010

Mortgage

Document Number0000022205
DateJul 5, 2019
Instrument2019022205
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2909 SARAH ST, WACO, TX 76706-4010
Document Number0000020449
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517

Mortgage

Document Number0000020449
DateJun 21, 2019
Instrument20449
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
AmountAmount Recorded
Interest
Rate6.5%

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateAug 16, 2018
Property Address2909 SARAH ST, WACO, TX 76706-4010
Instrument DateAug 15, 2018
Instrument29151
Transaction TypeConstruction Loan
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517

Mortgage

Document Number0000029151
DateAug 16, 2018
Instrument29151
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 15, 2019

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJun 13, 2018
Property Address2909 SARAH ST, WACO, TX 76706-4010
Document Number0000019601
Instrument DateJun 12, 2018
Instrument19601
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,159 (-2.04%) Land $22,378 Building $197,781$220,159 (-2.04%) Land $22,378 Building $197,781
2025$2,982.00 (-9.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$224,740 (+9.15%) Land $20,340 Building $204,400$224,740 (+9.15%) Land $20,340 Building $204,400
2024$3,291.00 (+9.81%)
2023$205,900 Land $20,340 Building $185,560$205,900 Land $20,340 Building $185,560
2022$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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