2909 Sandpoint Rd, Fort Wayne, IN 46809 Property Records

Allen County property record for 2909 Sandpoint Rd, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,872 sqft · built 1972
Lot Size	0.285 acres (12,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,208 (May 2025)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-21-404-004.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-21-404-004.000-074`
Alternative APN	`9502170036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,421 sqft (0.285 acres)
Lot Dimensions	147 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 SANDPOINT RD
City	FORT WAYNE
State	IN
Zip	46809-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 43 OF N 183 OF FRL W 238.75 E OF SAND POINT RD S OF WILLOW OAKS DR EX RDS NW 1/4 SE 1/4 SEC 21
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	3700

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 SANDPOINT RD, FORT WAYNE, IN 46809-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 22, 2025	Warranty Deed, Transfer · FHA Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	202521908
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	2909 SANDPOINT RD, FORT WAYNE, IN 46809-1832
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023028183
Date	Jul 3, 2023
Instrument	2023028183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 22, 2025
Property Address	2909 SANDPOINT RD, FORT WAYNE, IN 46809-1832
Document Number	2025021908
Instrument Date	May 16, 2025
Instrument	2025021908
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SANDPOINT RD, FORT WAYNE, IN 46809-1832

Mortgage

Document Number	2025021909
Date	May 22, 2025
Instrument	2025021909

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (+54.02%)	$152,500 (+41.33%) Land $28,200 Building $124,300	$152,500 (+41.33%) Land $28,200 Building $124,300
2024	$957.00 (+6.57%)
2023	$898.00 (+15.42%)	$107,900 (+12.98%) Land $21,000 Building $86,900	$107,900 (+12.98%) Land $21,000 Building $86,900
2022	$778.00	$95,500 Land $15,000 Building $80,500	$95,500 Land $15,000 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	49 (1978–2015)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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