2909 Sabal Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2909 Sabal Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,239 sqft · built 1979
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Oct 2024)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-5500`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-5500`
Alternative APNs	`34180201125500` `02183401125500` `3952511.0` `3952511`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,239 sqft Living Area
Gross Area	1,575 sqft
1st Floor Area	1,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3952511
Street Address	2909 SABAL PALM DR
City	EDGEWATER
State	FL
Zip	32141-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 12550 & 12551 BLK 406 FLORIDA SHORES NO 19 MB 19 PG 239 PER OR 4967 PG 1949 PER OR 7327 PG 0783 PER OR 7376 PG 0041 PER OR 8218 PG 2593 PER OR 8257 PG 2592 PER OR 8287 PG 1354 PER OR 8618 PG 3421
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	406
Legal Lot Number	12551
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1073
Census Tract	83006

Owner

2909 Sabal Palm Dr is owned and occupied by an individual who bought it in October 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
May 19, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 14, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Jun 28, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK
Aug 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HUD-HOUSING/URBAN DEV
Mar 23, 2017	Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2024 · Amount on File
Deed Sale	Oct 14, 2024 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Document Number	2024196324
Deed Book / Page	8618 / 3421
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	0000122306
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623

Mortgage

Document Number	0081000015
Date	Aug 12, 2021
Book Page	8100/15
Instrument	2021-191432

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2048

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 22, 2022
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0082871354
Book / Page	8287 / 1354
Map Reference	MB 19 PG 239
Instrument Date	Jul 13, 2022
Instrument	2022171981
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623

Mortgage

Document Number	0082871356
Date	Jul 22, 2022
Instrument	8287/1356

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 19, 2022
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0082564889
Book / Page	8256 / 4889
Map Reference	MB 19 PG 239
Instrument Date	May 18, 2022
Instrument	2022121390
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 14, 2022
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0082182593
Book / Page	8218 / 2593
Map Reference	MB 19 PG 239
Instrument Date	Mar 2, 2022
Instrument	2022058394
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,591.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 CRIGGER LN, NEW TAZEWELL, TN 37825-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0075873527
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SABAL PALM DR EDGEWATER FL 321415623, EDGEWATER, FL 32141-5623

Mortgage

Document Number	0075873527
Date	Aug 22, 2018
Book Page	007587/003527
Instrument	169592

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Interest

Rate	4.62%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 22, 2018
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0075873534
Book / Page	007587 / 003534
Instrument Date	Jun 28, 2018
Instrument	169593
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SABAL PALM DR EDGEWATER FL 321415623, EDGEWATER, FL 32141-5623

Mortgage

Document Number	75873534
Date	Aug 22, 2018
Book Page	007587/003534
Instrument	169593

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 23, 2017
Property Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623
Document Number	0073760041
Book / Page	7376 / 0041
Map Reference	MB19 PG239
Instrument Date	Mar 17, 2017
Instrument	2017-057515
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SABAL PALM DR, EDGEWATER, FL 32141-5623

Mortgage

Document Number	2017057516
Date	Mar 23, 2017
Instrument	2017-057516

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Sabal Palm Dr was $3,527.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,554 (-3.08%) Land $54,000 Building $179,554	$233,554 (-3.08%) Land $54,000 Building $179,554
2025	$3,527.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$240,966 Land $54,000 Building $186,966	$240,966 Land $54,000 Building $186,966
2023	$3,575.00 (+160.19%) Homeowner's exemption	$229,824 (+104.93%) Land $42,000 Building $187,824	$229,824 (+41.4%) Land $42,000 Building $187,824
2022	$1,374.00 Homeowner's exemption	$112,148	$162,540 Land $29,600 Building $132,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Sabal Palm Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Sabal Palm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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