2909 S Leonard Rd, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2909 S Leonard Rd, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,309 sqft · built 1932
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$200,838 (Jul 2026)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage + 3 more
APN	`06-6.0-24-003-001-071.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-071.000`

Interior

Building Area	1,309 sqft Base Area
1st Floor Area	1,309 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	220 ft deep x 120 ft wide

Location & Zoning

Street Address	2909 S LEONARD RD
City	SAINT JOSEPH
State	MO
Zip	64503-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BARTLETT SUB-DIVISION LOT:7 BLK:LGL DESC:S 120' OF W 240' OF L 7 LESS RD R/W
Legal Subdivision	BARTLETT SUB-DIVISION
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

2909 S Leonard Rd is owned and occupied by an individual who bought it in July 2026.

Source: Buchanan County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 25, 2019	Beneficiary Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE
Jul 17, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20266070
Deed Book / Page	3820 / 815
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	003743/849
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Aug 19, 2026
Property Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Document Number	0000006889
Book / Page	3821 / 629
Instrument Date	Jul 24, 2026
Instrument	20266889
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701

Mortgage

Document Number	0000006889,
Date	Aug 19, 2026
Book Page	3821/629
Instrument	20266889

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 24, 2026
Property Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Document Number	0000006070
Book / Page	3820 / 815
Instrument Date	Jul 23, 2026
Instrument	20266070
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701

Mortgage

Document Number	0000006071,
Date	Jul 24, 2026
Book Page	3820/816
Instrument	20266071

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000006077,
Date	Jul 24, 2026
Book Page	3820/822
Instrument	20266077

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003742/21
Date	Oct 2, 2019
Book Page	3742/21
Instrument	2019008467

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 25, 2019
Property Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Document Number	003743/849
Book / Page	3743 / 849
Instrument Date	Sep 30, 2019
Instrument	2019010307
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 S LEONARD RD, 2909, SAINT JOSEPH, MO 64503-4701

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 17, 2018
Property Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701
Document Number	2018006411
Instrument Date	Jul 16, 2018
Instrument	2018006411
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 S LEONARD RD, SAINT JOSEPH, MO 64503-4701

Mortgage

Document Number	2018006412
Date	Jul 17, 2018
Instrument	2018006412

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2909 S Leonard Rd was $1,345, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (+0.07%)	$19,180 Land $2,530 Building $16,650	$100,910 Land $13,300 Building $87,610
2024	$1,344.00 (+19.36%)
2023	$1,126.00 (-0.71%)	$17,470 (-) Land $2,530 Building $14,940	$91,940 Land $13,300 Building $78,640
2022	$1,134.00	$17,470 Land $2,530 Building $14,940
2021			$91,940 Land $13,300 Building $78,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2909 S Leonard Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 S Leonard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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