2909 Prairie Grass Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2909 Prairie Grass Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2022)
Tax Bill	$162 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982001308`

Property Details

APN / Parcel Number

Primary APN	`A982001308`
Alternative APN	`2-113B-7823-00-0591.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	1,654 sqft
Basement Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001308
Street Address	2909 PRAIRIE GRASS DR
City	O FALLON
State	MO
Zip	63368-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLGS AT DARDENNE CHENEAUX VLG LOT 591
Legal Subdivision	VLGS AT DARDENNE CHENEAOX VLG
Legal Lot Number	591
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3011
Census Tract	311152

Owner

2909 Prairie Grass Dr is owned and occupied by an individual who bought it in May 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 PRAIRIE GRASS DR, O FALLON, MO 63368-8059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	May 19, 1999 · Amount on File
Deed Document Number	202225536
Prior Transfer Date	Sep 21, 2015
Prior Transfer Doc	0064260509
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2909 PRAIRIE GRASS DR, DARDENNE PRAIRIE, MO 63368-8059
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016315
Date	Feb 24, 2021
Instrument	2021R-016315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 4, 2022
Property Address	2909 PRAIRIE GRASS DR, DARDENNE PRAIRIE, MO 63368-8059
Document Number	0000025536
Map Reference	MB 34 PG 239
Instrument Date	Apr 26, 2022
Instrument	2022R-025536
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 BRIERCLIFF DR APT 3, 3, ORLANDO, FL 32806-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 PRAIRIE GRASS DR, DARDENNE PRAIRIE, MO 63368-8059

Mortgage

Document Number	0000025537
Date	May 4, 2022
Instrument	2022R-025537

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Prairie Grass Dr was $162, down 95.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,384 (-)	$349,390 (-) Land $75,000 Building $274,390
2025	$162.00 (-95.8%)	$66,384	$349,390 Land $75,000 Building $274,390
2024	$3,860.00
2023		$61,921
2022			$325,898 Land $50,000 Building $275,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Prairie Grass Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Prairie Grass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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