2909 Noah Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2909 Noah Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,874 sqft Heated Area
Lot Size5,271 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2017)
Tax Bill$2,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN128129
Alternative APNs
  • 222630007400011520
  • 222630276400011520

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,874 sqft Heated Area
Gross Area2,562 sqft Gross Area
1st Floor1,874 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,271 sqft (0.121 acres)
Depth X Width105 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area418 sqft Garage
PorchOpen Porch
Porch Area270 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number128129
Old Parcel Number222630276400011520
Street Address2909 NOAH CIR
CitySAINT CLOUD
StateFL
Zip34772-8523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 152
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCANOE CREEK ESTATES
Legal Phase4
Legal Tract74
Legal Block1
Legal Lot Number152
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1010
Census Tract43207

Owner

Source: Osceola County records · APN 128129

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 21, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
May 24, 2017Warranty Deed, Transfer
PRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Prior SaleMay 24, 2017 · Amount on Record
Deed Doc Number0052422954
Deed Book / Page5242 / 2954
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523

Mortgage

Document Number0069012241
DateDec 31, 2025
Book Page6901/2241
Instrument2025159444
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523

Mortgage

Document Number0064372600
DateJul 10, 2023
Book Page6437/2600
Instrument2023088276
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2043

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058121005
DateOct 14, 2020
Book Page5812/1005
Instrument2020138699
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Document Number0054590201
Instrument DateDec 29, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2909 NOAH CIR ST CLOUD FL 347728523, ST CLOUD, FL 34772-8523

Mortgage

Document Number0054590201
DateJan 04, 2019
Book Page005459/000201
Instrument1651
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 21, 2017
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Document Number0052422954
Book / Page005242 / 002954
Instrument DateNov 21, 2017
Instrument166644
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2909 NOAH CIR ST CLOUD FL 347728523, ST CLOUD, FL 34772-8523

Mortgage

Document Number52422955
DateNov 21, 2017
Book Page005242/002955
Instrument166645
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 20, 2032

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2017
Property Address2909 NOAH CIR, SAINT CLOUD, FL 34772-8523
Document Number0051522801
Book / Page005152 / 002801
Instrument DateMay 16, 2017
Instrument75835
Transaction TypeTransfer
Record UpdatedJul 04, 2017
Title CompanyPRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 701947 ST CLOUD FL 347701947, ST CLOUD, FL 34770-1947

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,047.00 (+7.29%) Homeowner's exemption Disabled Person's exemption$162,283 (+5.99%)$337,600 (-3.13%) Land $65,000 Building $272,600
2023$1,908.00 (-0.1%) Homeowner's exemption Disabled Person's exemption$153,117 (+3%)$348,500 (+16.17%) Land $60,000 Building $288,500
2022$1,910.00 Homeowner's exemption Disabled Person's exemption$148,658$300,000 Land $55,000 Building $245,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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