2909 N Troy St, #1FL, Chicago, IL 60618 Property Records

Cook County property record for 2909 N Troy St, #1FL, Chicago, IL 60618

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2 ba · 1,642 sqft · built 1897
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 1994)
Tax Bill	$10,520 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-25-120-013`

Property Details

APN / Parcel Number

Primary APN	`13-25-120-013`
Alternative APN	`13-25-120-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,642 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1899
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2909 N TROY ST, 1
City	CHICAGO
State	IL
Zip	60618-7614
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF NH OF EH OF WH OF SW OF NW OF SEC WH SW NW SEC 25-40-13
Legal Range	13E
Legal Township	40N
Legal Section	25
Legal Subdivision	SUBDIVISION OF NH OF EH OF WH OF SW OF
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3014
Census Tract	210700

Owner

2909 N Troy St, #1FL is owned by an individual who acquired it in February 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 N TROY ST, CHICAGO, IL 60618-7614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 30, 2021	Affidavit of Death of Joint Tenant, Transfer
Mar 3, 2020	Quit Claim Deed, Transfer LENDSURE MTG
Dec 30, 2021	Affidavit of Death of Joint Tenant, Transfer
Jun 27, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1994 · Amount on File
Deed Sale	May 25, 1994 · Amount on File
Prior Sale	Feb 16, 1994 · Amount on File
Deed Document Number	1994482
Last Transfer Date	Feb 27, 2021
Transfer Doc	0000057011
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2909 N TROY ST # 1FL, 1FL, CHICAGO, IL 60618-7614
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007128075
Date	Mar 12, 2021
Instrument	2107128075

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Dec 30, 2021
Property Address	2909 N TROY ST # 1FL, 1FL, CHICAGO, IL 60618-7614
Document Number	0036457011
Instrument Date	Feb 27, 2021
Instrument	2136457011
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 3, 2020
Property Address	2909 N TROY ST # 1FL, 1FL, CHICAGO, IL 60618-7614
Document Number	2006315198
Instrument Date	Feb 22, 2019
Instrument	6315198
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 N TROY ST CHICAGO IL 606187614, CHICAGO, IL 60618-7614

Mortgage

Document Number	2006315199
Date	Mar 3, 2020
Instrument	6315199

Lender

Name	LENDSURE MTG
Address	SAN DIEGO, CA 92128

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.25%

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Dec 30, 2021
Property Address	2909 N TROY ST # 1FL, 1FL, CHICAGO, IL 60618-7614
Document Number	0036457012
Instrument Date	Feb 22, 2019
Instrument	2136457012
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	2909 N TROY ST # 1FL, 1FL, CHICAGO, IL 60618-7614
Document Number	1729857139
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 N TROY ST CHICAGO IL 606187614, CHICAGO, IL 60618-7614

Mortgage

Document Number	1729857139
Date	Oct 25, 2017
Instrument	29857139

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Oct 24, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 Land $19,530 Building $22,470	$420,000 Land $195,300 Building $224,700
2023	$10,520.00 (+2.81%)
2022	$10,232.00 Homeowner's exemption	$53,000 Land $15,750 Building $37,250	$530,000 Land $157,500 Building $372,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 N Troy St, #1FL in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2909 N Troy St, #1FL has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Zentro.

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