2909 Mill Rd, Mount Eden, KY 40046 Property Records

Spencer County property record for 2909 Mill Rd, Mount Eden, KY 40046

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 1,280 sqft
Lot Size	10.8 acres (471,755 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2023)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-14-01`

Property Details

APN / Parcel Number

Primary APN	`46-14-01`
Alternative APNs	`198371` `19837`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	471,755 sqft (10.8 acres)
Porch	Porch

Location & Zoning

Account Number	198371
Street Address	2909 MILL RD
City	MOUNT EDEN
State	KY
Zip	40046-8022
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SHELBURNE FM DIV/RESIDUAL/10.83 ACS
Legal Subdivision	SHELBURNE FM DIV
Legal Tract	2
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	2
Census Block	2012
Census Tract	80200

Owner

Source: Spencer County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 15, 2023	Deed, Transfer · Line of Credit FARM CREDIT MID AMERICA FLCA
Aug 18, 2023	Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	2023234547
Deed Book / Page	330 / 336
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Recording Date	Apr 29, 2026
Property Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022
Document Number	00M648/119
Book / Page	648 / 119
Instrument Date	Apr 23, 2026
Instrument	2026245825
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022

Mortgage

Document Number	0000245825,
Date	Apr 29, 2026
Book Page	648/119
Instrument	2026245825

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 23, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Aug 15, 2023
Property Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022
Document Number	00D330/308
Book / Page	D330 / 308
Map Reference	CAB 7 PG 12
Instrument Date	Aug 11, 2023
Instrument	234512
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 HARDESTY RIDGE RD, TAYLORSVILLE, KY 40071-8201

Mortgage

Document Number	0000234513
Date	Aug 15, 2023
Instrument	234513

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Aug 18, 2023
Property Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022
Document Number	00D330/336
Book / Page	D330 / 336
Map Reference	CAB 7 PG 12
Instrument Date	Aug 11, 2023
Instrument	234547
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 MILL RD, MOUNT EDEN, KY 40046-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 PARK RIDGE DR, MOUNT WASHINGTON, KY 40047-6857

Mortgage

Document Number	0000234548
Date	Aug 18, 2023
Instrument	234548

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (-1.85%)	$109,350 (-0.59%) Land $99,850 Building $9,500	$248,500 (-26.8%) Land $159,000 Building $89,500
2023	$1,080.00 (+37.06%)	$110,000 (+37.5%) Land $20,500 Building $89,500	$339,500 (+75.91%) Land $250,000 Building $89,500
2022	$788.00	$80,000 Land $20,500 Building $59,500
2021			$193,000 Land $133,500 Building $59,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE WATER WORKS serves 22,286 people · EPA ID KY1080425
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	250 / 50
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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