2909 Lovers Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2909 Lovers Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	2,524 sqft · built 1917
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Aug 2018 Sale Nov 2017 Transfer
APN	`03-8.0-34-003-002-034.002`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-002-034.002`

Interior

Building Area	2,524 sqft Base Area
1st Floor Area	2,524 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	54,886 sqft (1.26 acres)

Location & Zoning

Street Address	2909 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64506-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB: LOT: BLK:LGL DESC:BEG SW COR OF L 8 MATNEYS SUB-DIV TH NE 8' NE 310' NW 210' SW 40' NW 155.28' S 330' E 8' S 4
Legal Range	35W
Legal Township	58N
Legal Section	34
Legal Subdivision	MATNEYS SUB-DIV
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	200

Owner

2909 Lovers Ln is owner-occupied and held in a trust since August 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2909 LOVERS LN, SAINT JOSEPH, MO 64506-1525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018
Deed Sale	Aug 30, 2018
Deed Document Number	20187965
Deed Book / Page	3703 / 308
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	2017010923
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 30, 2018
Property Address	2909 LOVERS LN, SAINT JOSEPH, MO 64506-1525
Document Number	003703/308
Book / Page	3703 / 308
Instrument Date	Aug 30, 2018
Instrument	2018007965
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LOVERS LN, SAINT JOSEPH, MO 64506-1525

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 1, 2017
Property Address	2909 LOVERS LN, SAINT JOSEPH, MO 64506-1525
Document Number	2017010923
Instrument Date	Oct 23, 2017
Instrument	2017010923
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 127, SAINT JOSEPH, MO 64502-0127

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Lovers Ln was $5,809.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,809.00	$81,510 Land $6,650 Building $74,860	$429,010 Land $35,000 Building $394,010
2024	$5,809.00 (+67.55%)
2023	$3,467.00 (-0.69%)	$52,970 (-) Land $6,650 Building $46,320	$278,800 Land $35,000 Building $243,800
2022	$3,491.00	$52,970 Land $6,650 Building $46,320
2021			$278,800 Land $35,000 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2909 Lovers Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Lovers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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