2909 Loretta Ct, Lorain, OH 44052 Property Records

Lorain County property record for 2909 Loretta Ct, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1956
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Sep 2015)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-016-113-014`

Property Details

APN / Parcel Number

Primary APN	`02-02-016-113-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	126 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	128 sqft
Patio Area	72 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2909 LORETTA CT
City	LORAIN
State	OH
Zip	44052-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JO AL MAR HAVEN SUB 40.19 X 157
Legal Subdivision	JO AL MAR HAVEN SUBDIVISION #5
Legal Tract	2
Legal Block	113
Legal Lot Number	95
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3008
Census Tract	22800

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 LORETTA CT, LORAIN, OH 44052-4468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Document Number	0000559777
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000783465
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 14, 2020
Property Address	2909 LORETTA CT, LORAIN, OH 44052-4468
Document Number	0000783465
Instrument Date	May 16, 2020
Instrument	783465
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LORETTA CT LORAIN OH 440524468, LORAIN, OH 44052-4468

Mortgage

Document Number	783466
Date	Oct 14, 2020
Instrument	783466

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 13, 2045

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00	$38,240 (+0.02%) Land $10,120 Building $28,120	$109,230 (-) Land $28,900 Building $80,330
2024	$1,462.00 (-15.44%)	$38,231 (+13.86%) Land $10,115 Building $28,116	$109,230 (+13.86%) Land $28,900 Building $80,330
2023	$1,729.00 (+0.88%)	$33,576 (-0.01%) Land $7,977 Building $25,599	$95,930 (-) Land $22,790 Building $73,140
2022	$1,714.00	$33,580 Land $7,980 Building $25,600
2021			$95,930 Land $22,790 Building $73,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20