2909 Lancaster Ct, Williamsburg, VA 23185 Property Records

James City County property record for 2909 Lancaster Ct, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,042 sqft · built 1998
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Sep 2023)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-1 05-0-0020`

Property Details

APN / Parcel Number

Primary APN	`46-1 05-0-0020`
Alternative APN	`21640`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	213 sqft
Deck Area	Deck Area
Patio Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21640
Street Address	2909 LANCASTER CT
City	WILLIAMSBURG
State	VA
Zip	23185-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-20 DEER RUN SUBDIVISION
Legal Subdivision	DEER RUN
Legal Lot Number	20
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1002
Census Tract	80308

Owner

Source: James City County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 9, 2017	Grant Deed, Transfer · VA Mortgage TIDEWATER MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20239487
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 5, 2023
Property Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411
Document Number	0202309487
Instrument Date	Aug 22, 2023
Instrument	202309487
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 30, 2022
Property Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411
Document Number	0202210264
Instrument Date	Jun 23, 2022
Instrument	202210264
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411

Mortgage

Document Number	0202210265
Date	Jun 30, 2022
Instrument	202210265

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411
Document Number	0000014880
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LANCASTER CT WILLIAMSBURG VA 231858411, WILLIAMSBURG, VA 23185-8411

Mortgage

Document Number	0000014880
Date	Sep 10, 2020
Instrument	14880

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 9, 2017
Property Address	2909 LANCASTER CT, WILLIAMSBURG, VA 23185-8411
Document Number	0000004990
Instrument Date	Mar 6, 2017
Instrument	4990
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2909 LANCASTER CT WILLIAMSBURG VA 231858411, WILLIAMSBURG, VA 23185-8411

Mortgage

Document Number	4991
Date	Mar 9, 2017
Instrument	4991

Lender

Name	TIDEWATER MTG SVCS
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+6.4%)	$466,500 (+36.05%) Land $86,800 Building $379,700	$466,500 (+36.05%) Land $86,800 Building $379,700
2024	$3,638.00 (+27.83%)
2023	$2,846.00	$342,900 (-) Land $60,000 Building $282,900	$342,900 (-) Land $60,000 Building $282,900
2022	$2,846.00 (+5.21%)	$342,900 Land $60,000 Building $282,900	$342,900 Land $60,000 Building $282,900
2019	$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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