2909 Lakeshore Dr, Monroe, MI 48162 Property Records

Monroe County property record for 2909 Lakeshore Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,583 sqft · built 1996
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2002)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-815-074-00`

Property Details

APN / Parcel Number

Primary APN	`07-815-074-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,583 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	111 ft deep x 124 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2909 LAKESHORE DR
City	MONROE
State	MI
Zip	48162-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 25 & 26 T6S R9E GRAND BEACH SUBDIVISION LOT 74 & SE'LY 47' OF LOT 73
Legal Range	09E
Legal Township	06S
Legal Section	25
Legal Subdivision	GRAND BEACH SUB
Legal Lot Number	73-74
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	2
Census Block	2023
Census Tract	831300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 LAKESHORE DR, MONROE, MI 48162-5831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2002 · Amount on Record
Deed Sale	Aug 27, 2002 · Amount on Record
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2909 LAKESHORE DR, MONROE, MI 48162-5831
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LAKESHORE DR, MONROE, MI 48162-5831

Mortgage

Document Number	0000014587
Date	Jul 19, 2022
Instrument	2022R14587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2909 LAKESHORE DR, MONROE, MI 48162-5831
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 LAKESHORE DR, MONROE, MI 48162-5831

Mortgage

Document Number	2021R27398
Date	Oct 25, 2021
Instrument	2021R27398

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	97 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,400 (+30.3%) Land $163,400	$326,800 (+30.3%) Land $326,800
2025	$3,489.00 (+14.17%) Homeowner's exemption
2023	$3,056.00 Homeowner's exemption	$125,400	$250,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	577.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	92 (1978–2020)
Claims Outside the SFHA	4 of 92
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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