2909 Joelle Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2909 Joelle Dr, Toledo, OH 43617

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,262 sqft · built 1987
Owner	Individual Name on File
Last Sale	$187,000 (Jul 2018)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20384`

Property Details

APN / Parcel Number

Primary APN	`79-20384`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,617 sqft
2nd Floor Area	645 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1987
Architectural Style	Townhouse
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 JOELLE DR
City	TOLEDO
State	OH
Zip	43617-1346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	20-R2
Legal Description	JAMESFORD WOODS 10 CONDOMI NIUM UNIT 2909
Legal Subdivision	JAMESFORD WOODS
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3002
Census Tract	9205

Owner

2909 Joelle Dr, a condominium, is owned and occupied by an individual who acquired it in February 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 JOELLE DR, TOLEDO, OH 43617-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Feb 5, 2021	Intrafamily Transfer, Transfer
Jul 26, 2018	Survivorship Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	0000032350
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000006549
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2909 JOELLE DR, TOLEDO, OH 43617-1346
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011794
Date	Mar 9, 2021
Instrument	202103090011794

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Feb 5, 2021
Property Address	2909 JOELLE DR, TOLEDO, OH 43617-1346
Document Number	0000006549
Map Reference	VOL 114 PG 20-26
Instrument Date	Jan 26, 2021
Instrument	202102050006549
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 FRAMINGHAM DR, 4605, SYLVANIA, OH 43560-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 JOELLE DR, TOLEDO, OH 43617-1346

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 26, 2018
Property Address	2909 JOELLE DR, TOLEDO, OH 43617-1346
Document Number	0000032350
Map Reference	VOL114 PG20-26
Instrument Date	Jul 13, 2018
Instrument	201807260032350
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LIBERTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2909 JOELLE DR, TOLEDO, OH 43617-1346

Mortgage

Document Number	0000032351
Date	Jul 26, 2018
Instrument	201807260032351

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Joelle Dr was $5,536 with a homeowner's exemption, up 5.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,536.00 (+5.37%) Homeowner's exemption	$82,810 (-) Land $14,245 Building $68,565
2024	$5,254.00 (+16.57%) Homeowner's exemption	$82,810 (+39.42%) Land $14,245 Building $68,565	$236,600 Land $40,700 Building $195,900
2023	$4,507.00 Homeowner's exemption	$59,395 (-) Land $11,900 Building $47,495
2022	$4,507.00 Homeowner's exemption	$59,395 Land $11,900 Building $47,495
2021			$169,700 Land $34,000 Building $135,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Joelle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Joelle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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