2909 Heather Ct, Onalaska, WI 54650 Property Records

La Crosse County property record for 2909 Heather Ct, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Mar 2020)
Tax Bill	$12,342 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-004942-000`

Property Details

APN / Parcel Number

Primary APN	`018-004942-000`
Alternative APNs	`18 4942 0` `45090`

Exterior

Lot Area	36,590 sqft (0.839 acres)

Location & Zoning

Account Number	45090
Old Parcel Number	18 4942 0
Street Address	2909 HEATHER CT
City	ONALASKA
State	WI
Zip	54650-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ESTATES LOT 31
Legal Range	07
Legal Township	16
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Lot Number	31
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4011
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 HEATHER CT, ONALASKA, WI 54650-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Aug 30, 2017	Deed of Trust, Mortgage · ARM ASSOCIATED BANK
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Mar 3, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	1741796
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2909 HEATHER CT, ONALASKA, WI 54650-7706
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001791047
Date	Mar 23, 2022
Instrument	1791047

Lender

Name	BLUELEAF LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2909 HEATHER CT, ONALASKA, WI 54650-7706
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1698705
Date	Aug 30, 2017
Instrument	1698705

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2909 HEATHER CT, ONALASKA, WI 54650-7706
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706074
Date	Feb 7, 2018
Instrument	1706074

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 3, 2020
Property Address	2909 HEATHER CT, ONALASKA, WI 54650-7706
Document Number	0001741796
Instrument Date	Mar 2, 2020
Instrument	1741796
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 HEATHER CT, ONALASKA, WI 54650-7706

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,342.00 (-0.56%) Homeowner's exemption	$910,800 (+23.92%) Land $114,400 Building $796,400	$921,300 (+25.35%)
2023	$12,411.00 Homeowner's exemption	$735,000 Land $105,100 Building $629,900	$735,000 Land $105,100 Building $629,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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