2909 Forest Ln, Lorain, OH 44053 Property Records

Lorain County property record for 2909 Forest Ln, Lorain, OH 44053 · Last verified May 2026

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 3,013 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$105,900 (Oct 2013)
Tax Bill$2,813 (2024)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-021-120-008

Property Details

APN / Parcel Number

Primary APN02-02-021-120-008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,013 sqft Living Area
Gross Area3,488 sqft
1st Floor Area1,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleMulti-Family
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions145 ft deep x 70 ft wide
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area130 sqft
Deck Area144 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2909 FOREST LN
CityLORAIN
StateOH
Zip44053-1554
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionALLISON PARK SUB 1 FRNT 0070.00 DPTH 0145.00
Legal SubdivisionALLISON PARK SUB 1
Legal Tract02
Legal Block120
Legal Lot Number81
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2006
Census Tract22601

Owner

Source: Lorain County records · APN 02-02-021-120-008

Assessment roll updated May 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2909 FOREST LN, LORAIN, OH 44053-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · FHA Mortgage
US BK
Aug 08, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2013 · Amount on Record
Deed SaleOct 17, 2013 · Amount on Record
Deed Document Number2013482927
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2909 FOREST LN, LORAIN, OH 44053-1554
Document Number0000774494
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 FOREST LN LORAIN OH 440531554, LORAIN, OH 44053-1554

Mortgage

Document Number0000774494
DateAug 18, 2020
Instrument774494
Lender
NameUS BK
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050
Interest
Rate3.62%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2909 FOREST LN, LORAIN, OH 44053-1554
Document Number0000774495
Instrument DateAug 08, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 FOREST LN LORAIN OH 440531554, LORAIN, OH 44053-1554

Mortgage

Document Number0000774495
DateAug 18, 2020
Instrument774495
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$2,813.00 (-8.43%)$67,396 (+14.42%) Land $11,641 Building $55,755$192,560 (+14.42%) Land $33,260 Building $159,300
2023$3,072.00$58,902 Land $12,061 Building $46,841$168,290 Land $34,460 Building $133,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930226012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
7 of 7 on primary residences
Nearby Flood Claims19 (1987–2023)
Claims Outside the SFHA5 of 19
Most Recent ClaimAug 2023, river or lake flooding
Flood Events
  • Hurricane Katrina Evacuation (Sep 2005), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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