2909 Florida Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 2909 Florida Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,086 sqft · built 1971
Lot Size	0.088 acres (3,838 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2017)
Tax Bill	$8,105 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`513-035-023-3`

Property Details

APN / Parcel Number

Primary APN	`513-035-023-3`
Alternative APN	`513-035-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	1,493 sqft
1st Floor Area	1,086 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,838 sqft (0.088 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 FLORIDA AVE
City	RICHMOND
State	CA
Zip	94804-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RESUB PULLMAN PARK LOT 26 & POR 25 BLK G
Legal Subdivision	PULLMAN PARK RESUB
Legal Block	G
Legal Lot Number	26
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4014
Census Tract	381000

Owner

2909 Florida Ave is owned and occupied by two individuals who acquired it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2017	Grant Deed, Transfer · FHA Mortgage ESSEX MORTGAGE
Apr 28, 2017	Quit Claim Deed, Transfer · Negative Amortization DATA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Aug 18, 2009 · Amount on File
Deed Document Number	201774174
Last Transfer Date	Sep 24, 2021
Transfer Doc	0000279993
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000090789
Date	Sep 20, 2023
Instrument	2023-090789

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000169789
Date	Nov 3, 2022
Instrument	2022-169789

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE NC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213299
Date	Nov 27, 2019
Instrument	2019-213299

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000293427
Date	Dec 2, 2020
Instrument	2020-293427

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2049

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2021
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Document Number	0000279993
Map Reference	MB 5 PG 108
Instrument Date	Sep 24, 2021
Instrument	2021-279993
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000279994
Date	Oct 11, 2021
Instrument	2021-279994

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2017
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Document Number	0000074174
Map Reference	MB5 PG108
Instrument Date	Apr 26, 2017
Instrument	2017-074174
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000074176
Date	Apr 28, 2017
Instrument	2017-074176

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000074177
Date	Apr 28, 2017
Instrument	2017-074177

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Negative Amortization
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2017
Property Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107
Document Number	0000074175
Map Reference	MB5 PG108
Instrument Date	Apr 26, 2017
Instrument	2017-074175
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 FLORIDA AVE, RICHMOND, CA 94804-3107

Mortgage

Document Number	0000074178
Date	Apr 28, 2017
Instrument	2017-074178

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Negative Amortization
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Florida Ave was $8,105.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,511 (+2%) Land $344,600 Building $128,911
2025	$8,105.00	$464,228 Land $337,844 Building $126,384
2023	$7,830.00 (+1.87%)	$446,203 Land $324,726 Building $121,477
2022	$7,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2909 Florida Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2909 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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