2909 Fairoak Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 2909 Fairoak Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,240 sqft · built 1935
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$70,200 (May 2008)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Aug 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-28-407-002.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-28-407-002.000-074`
Alternative APN	`9542100064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	1,344 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	1,560 ft deep x 500 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 FAIROAK DR
City	FORT WAYNE
State	IN
Zip	46809-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 WAYNEDALE GARDENS 2ND ADD
Legal Subdivision	WAYNEDALE GARDENS 2ND ADD
Legal Lot Number	64
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1019
Census Tract	3800

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 FAIROAK DR, FORT WAYNE, IN 46809-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORP
Aug 14, 2007	Special Warranty Deed, Transfer · ARM CHASE BANK USA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2008 · Amount on Record
Deed Sale	May 6, 2008 · Amount on Record
Prior Sale	Aug 14, 2007 · Amount on Record
Deed Document Number	200822231
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	2909 FAIROAK DR, FORT WAYNE, IN 46809-2333
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205056593
Date	Aug 31, 2005
Instrument	205056593

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	18400 VON KARMAN AVE STE 1000, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.48%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

August 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 14, 2007
Property Address	2909 FAIROAK DR, FORT WAYNE, IN 46809-2333
Document Number	2007045748
Map Reference	MB11 PG36&37
Instrument Date	Jul 6, 2007
Instrument	2007045748
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5136 TYRONE RD, FORT WAYNE, IN 46809-1920
Investor	Possibly a Property Investor

Mortgage

Document Number	2007045749
Date	Aug 14, 2007
Instrument	2007045749

Lender

Name	CHASE BANK USA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	10.9%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.9%
Max Rate At Change	13.9%
Index	6-Month LIBOR
Max Rate	17.9%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+11.85%)	$126,900 (+30.15%) Land $23,800 Building $103,100	$126,900 (+30.15%) Land $23,800 Building $103,100
2024	$996.00 (+34.05%)
2023	$743.00 (+9.91%)	$97,500 (+14.84%) Land $15,800 Building $81,700	$97,500 (+14.84%) Land $15,800 Building $81,700
2022	$676.00	$84,900 Land $15,800 Building $69,100	$84,900 Land $15,800 Building $69,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1982–2024)
Most Recent Claim	Jan 2024
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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