2909 E Pearl St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2909 E Pearl St, Sioux Falls, SD 57103 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage864 sqft Finished Area
Lot Size7,950 sqft (0.183 acres)
GarageAttached, 484 sqft
OccupancyOwner Occupied
Tax Bill$3,189.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-14-156-007-000
Alternative APN
  • 78073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Building Area864 sqft Finished Area
1st Floor864 sqft 1st Floor
Basement Area864 sqft Basement
Finished Basement691 sqft Finished
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,950 sqft (0.183 acres)
Depth X Width106 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Deck Area80 sqft Deck
Patio Area80 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number78073
Street Address2909 E PEARL ST
CitySIOUX FALLS
StateSD
Zip57103-6170
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4A BLOCK 5 TOWER PARK ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionPARK ADDN
Legal Block5
Legal Lot Number4A
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup2
Census Block2001
Census Tract408

Owner

Source: Minnehaha County records · APN 01-22-14-156-007-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2909 E PEARL ST, SIOUX FALLS, SD 57103-6170
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
May 18, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 30, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2909 E PEARL ST, SIOUX FALLS, SD 57103-6170
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1969MTG/389
DateMay 10, 2023
Book Page1969 MTG/389
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2909 E PEARL ST, SIOUX FALLS, SD 57103-6170
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1952MTG/850
DateMay 18, 2022
Book Page1952 MTG/850
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2909 E PEARL ST, SIOUX FALLS, SD 57103-6170
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1921MTG/541
DateApr 30, 2021
Book Page1921 MTG/541
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2909 E PEARL ST, SIOUX FALLS, SD 57103-6170
Transaction TypeMortgage
Record UpdatedOct 04, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1855MTG/0455
DateFeb 28, 2019
Book Page1855 MTG/0455
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,189.00$233,600 (+27.93%) Land $25,200 Building $208,400
2024$3,189.00 (+35.3%)$182,600 (+18.8%) Land $25,200 Building $157,400
2022$2,357.00$153,700 Land $25,200 Building $128,500

Flood & Wildfire

2909 E Pearl St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Minnehaha County (46099C), updated May 2, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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