2909 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2909 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 2004
Lot Size	0.165 acres (7,188 sqft)
Owner	2 Company Names on Record
Last Sale	$231,100 (Apr 2020)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-79-387`

Property Details

APN / Parcel Number

Primary APN	`304-79-387`
Alternative APN	`304793879`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,188 sqft (0.165 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2909 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COUNTRY SHADOWS MCR 640-39
Legal Range	6E
Legal Township	2S
Legal Section	27
Legal Subdivision	COUNTRY SHADOWS
Legal Lot Number	199
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3006
Census Tract	816005

Owner

Source: Maricopa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2909 E MERLOT ST, GILBERT, AZ 85298-9040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer
Apr 9, 2020	Warranty Deed, Transfer QUICKEN LNS
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2020304945
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0000304945
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 23, 2026
Property Address	2909 E MERLOT ST, GILBERT, AZ 85298-9040
Document Number	0000166534
Map Reference	MB 640 PG 39
Instrument Date	Mar 23, 2026
Instrument	20260166534
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 E MERLOT ST, GILBERT, AZ 85298-9040

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 9, 2020
Property Address	2909 E MERLOT ST, GILBERT, AZ 85298-9040
Document Number	0000304945
Instrument Date	Mar 27, 2020
Instrument	304945
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	GREYSTONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 E MERLOT ST GILBERT AZ 852989040, GILBERT, AZ 85298-9040

Mortgage

Document Number	304946
Date	Apr 9, 2020
Instrument	304946

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2909 E MERLOT ST, GILBERT, AZ 85298-9040
Document Number	0000193665
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 E MERLOT ST GILBERT AZ 852989040, GILBERT, AZ 85298-9040

Mortgage

Document Number	0000193665
Date	Mar 20, 2017
Instrument	193665

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 19, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,360 (+77.57%)	$423,600 (+2.29%) Land $84,700 Building $338,900
2025	$1,761.00 (-1.95%)	$23,856 (-46.93%)	$414,100 (-7.88%) Land $82,800 Building $331,300
2024		$44,950	$449,500 Land $89,900 Building $359,600
2023	$1,796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

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