2909 E 26th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2909 E 26th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,072 sqft · built 1950
Lot Size	0.236 acres (10,300 sqft)
Owner	Individual Name on Record
Last Sale	$44,910 (Jan 2019)
Tax Bill	$429 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K D 013`

Property Details

APN / Parcel Number

Primary APN	`156K D 013`
Alternative APN	`0000093041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,300 sqft (0.236 acres)
Lot Dimensions	200 ft deep x 51.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093041
Street Address	2909 E 26TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 148 MONTAGUES 2ND ADDN PB 12 PG 1
Legal Subdivision	MONTAGUES ADDN NO 2
Legal Lot Number	148
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4003
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 E 26TH ST, CHATTANOOGA, TN 37407-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	2019011500136
Deed Book / Page	11544 / 092
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2909 E 26TH ST, CHATTANOOGA, TN 37407-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000001
Date	Jun 16, 2017
Book Page	11076/367
Instrument	2017061600001

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MC CAYSVILLE, GA 30555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	May 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 15, 2019
Property Address	2909 E 26TH ST, CHATTANOOGA, TN 37407-1231
Document Number	0115000136
Book / Page	011544 / 000092
Instrument Date	Jan 11, 2019
Instrument	190115000136
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 E 26TH ST CHATTANOOGA TN 374071231, CHATTANOOGA, TN 37407-1231

Mortgage

Document Number	115000137
Date	Jan 15, 2019
Book Page	011544/000094
Instrument	190115000137

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$429.00 (+5%)	$28,350 (+121.05%)	$113,400 (+121.05%) Land $30,000 Building $83,400
2024	$286.00	$12,825 (-)	$51,300 (-) Land $10,000 Building $41,300
2023	$286.00	$12,825 (-)	$51,300 (-) Land $10,000 Building $41,300
2022	$286.00	$12,825	$51,300 Land $10,000 Building $41,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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