St. Charles County property record for 2909 Cypress Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,446 sqft · built 1966 |
| Lot Size | 0.222 acres (9,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,550 (Mar 2026) |
| Tax Bill | $3,474 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045080A000 |
| Primary APN | 045080A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 1,691 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 755 sqft |
| Unfinished Basement | 337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,680 sqft (0.222 acres) |
| Lot Dimensions | 121 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 045080A000 |
|---|---|
| Street Address | 2909 CYPRESS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | DUCHESNE HILLS #1 LOT 55 |
| Legal Subdivision | DUCHESNE HILLS #1 |
| Legal Lot Number | 55 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 310301 |
2909 Cypress Dr is owned and occupied by an individual who bought it in March 2026.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 28, 2019 | Warranty Deed, Transfer US TITLE |
| Mar 20, 2019 | Quit Claim Deed, Transfer CLEAR TITLE GROUP LLC |
| Mar 20, 2019 | Intrafamily Transfer, Transfer CLEAR TITLE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Jun 28, 2019 |
| Deed Document Number | 20269873 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 0070971470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 4, 2026 |
| Property Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Document Number | 0000009873 |
| Map Reference | MB 10 PG 2 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026R-009873 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | VISION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Document Number | 0000009874 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026R-009874 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2019 |
| Property Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Document Number | 0070971468 |
| Book / Page | 007097 / 001468 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 325650 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 CYPRESS DR ST CHARLES MO 633010766, ST CHARLES, MO 63301-0766 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 20, 2019 |
| Property Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Document Number | 0070481241 |
| Book / Page | 007048 / 001241 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 122380 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | CLEAR TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2909 CYPRESS DR ST CHARLES MO 633010766, ST CHARLES, MO 63301-0766 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 20, 2019 |
| Property Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
| Document Number | 0070481237 |
| Book / Page | 7048 / 1237 |
| Map Reference | MB 10 PG 2 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 20190320000122370 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2909 CYPRESS DR, 2909, SAINT CHARLES, MO 63301-0766 |
| Name | Verified Name |
|---|---|
| Address | 2909 CYPRESS DR, SAINT CHARLES, MO 63301-0766 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,677 | $298,298 Land $50,000 Building $248,298 | |
| 2024 | $3,474.00 | ||
| 2023 | $57,974 | ||
| 2022 | $305,128 Land $50,000 Building $255,128 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2909 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2909 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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