Allen County property record for 2909 Cunningham Dr, Fort Wayne, IN 46804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,824 sqft · built 1997 |
| Lot Size | 0.281 acres (12,220 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-15-228-003.000-075 |
| Primary APN | 02-11-15-228-003.000-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 3,424 sqft |
| 1st Floor Area | 1,412 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Row Home |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,220 sqft (0.281 acres) |
| Lot Dimensions | 1,300 ft deep x 940 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2909 CUNNINGHAM DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46804-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON RESERVE SECTION I LOT 20 |
| Legal Subdivision | COVINGTON RESERVE |
| Legal Lot Number | 20 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11603 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2909 CUNNINGHAM DR, FORT WAYNE, IN 46804-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 10, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2008 |
| Deed Sale | Sep 17, 2008 |
| Deed Document Number | 200844362 |
| Last Transfer Date | Nov 8, 2022 |
| Transfer Doc | 2022060619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 2909 CUNNINGHAM DR, FORT WAYNE, IN 46804-2423 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 2020019380 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020019380 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2045 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Nov 10, 2022 |
| Property Address | 2909 CUNNINGHAM DR, FORT WAYNE, IN 46804-2423 |
| Document Number | 2022060619 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022060619 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2909 CUNNINGHAM DR, FORT WAYNE, IN 46804-2423 |
| Name | Verified Name |
|---|
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Municipality | Fort Wayne City |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,432.00 (-13.36%) | $263,700 (+7.28%) Land $55,700 Building $208,000 | $263,700 (+7.28%) Land $55,700 Building $208,000 |
| 2024 | $2,807.00 (+18.59%) | ||
| 2023 | $2,367.00 (-2.07%) | $245,800 (+8.66%) Land $38,100 Building $207,700 | $245,800 (+8.66%) Land $38,100 Building $207,700 |
| 2022 | $2,417.00 (+19.3%) Homeowner's exemption | $226,200 Land $38,100 Building $188,100 | $226,200 Land $38,100 Building $188,100 |
| 2021 | $2,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1985) |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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