2909 Crocker Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2909 Crocker Ct, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,385 sqft · built 1987
Lot Size	0.031 acres (1,350 sqft)
Owner	Company Name on Record
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Aug 2018 Reverse Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-381-20`

Property Details

APN / Parcel Number

Primary APN	`037-381-20`
Alternative APN	`037-381-20-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,385 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,350 sqft (0.031 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2909 CROCKER CT
City	APTOS
State	CA
Zip	95003-6002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-3
Legal Description	TR 846
Legal Subdivision	WILLOWBROOK VILLAGE TR #846
Legal Tract	846
Legal Lot Number	97
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2909 CROCKER CT, APTOS, CA 95003-6002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Aug 1, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2009
Transfer Doc	0000016671
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2909 CROCKER CT, APTOS, CA 95003-6002
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024278
Date	Aug 8, 2018
Instrument	2018-0024278

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2909 CROCKER CT, APTOS, CA 95003-6002
Document Number	0000024279
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2909 CROCKER CT APTOS CA 950036002, APTOS, CA 95003-6002

Mortgage

Document Number	0000024279
Date	Aug 8, 2018
Instrument	24279

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.94%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,035 (+2%) Land $118,125 Building $167,910
2025	$4,653.00 (+11.96%) Homeowner's exemption	$280,427 (+4.04%) Land $115,809 Building $164,618
2023	$4,156.00 (+2.11%) Homeowner's exemption	$269,537 Land $111,312 Building $158,225	$800,280
2022	$4,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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