2909 Circle Ridge Dr, Orange Park, FL 32065 Property Records

Clay County property record for 2909 Circle Ridge Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,472 sqft · built 1980
Lot Size	0.336 acres (14,679 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2020)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-25-020331-058-00`

Property Details

APN / Parcel Number

Primary APN	`14-04-25-020331-058-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,472 sqft Heated Area
Gross Area	3,606 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,679 sqft (0.336 acres)
Lot Dimensions	147 ft deep x 100 ft wide
Garage Area	399 sqft

Exterior Amenities

Pool Area	740 sqft
Porch	Porch
Porch Area	735 sqft
Fence	Fence
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2909 CIRCLE RIDGE DR
City	ORANGE PARK
State	FL
Zip	32065-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 4 BLK 2 FOXRIDGE UNIT 4 ASREC O R 4372 PG 1636
Legal Range	25
Legal Township	04
Legal Section	14
Legal Subdivision	FOXRIDGE
Legal Block	2
Legal Lot Number	4
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5010
Census Tract	30904

Owner

2909 Circle Ridge Dr is owned and occupied by an individual who bought it in November 2020.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2909 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2020057836
Deed Book / Page	4372 / 1636
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 4, 2020
Property Address	2909 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5759
Document Number	0043721636
Book / Page	4372 / 1636
Map Reference	MB 16 PG 17-21
Instrument Date	Oct 30, 2020
Instrument	2020057836
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4819 KANGAROO CIR, 4819, MIDDLEBURG, FL 32068-6438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5759

Mortgage

Document Number	0043721638
Date	Nov 4, 2020
Instrument	4372/1638

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Circle Ridge Dr was $3,981 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00 Homeowner's exemption	$301,186	$411,152 Land $50,000 Building $361,152
2023	$3,556.00 (-6.62%) Homeowner's exemption Veteran's exemption	$284,173 (+3%)	$398,129 (+12.53%) Land $50,000 Building $348,129
2022	$3,808.00 Homeowner's exemption	$275,897	$353,809 Land $40,000 Building $313,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2909 Circle Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Circle Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20