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2909 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 2909 Central Ave, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,241 sqft · built 1930
Lot Size0.327 acres (14,248 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Nov 2017)
Tax Bill$3,703 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APNQ6531-043.000-130

Property Details

APN / Parcel Number

Primary APNQ6531-043.000-130
Alternative APNs
  • 0010400
  • 498298
  • 502303

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,241 sqft Living Area
Gross Area1,944 sqft
1st Floor Area972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area14,248 sqft (0.327 acres)
Lot Dimensions145 ft deep x 110 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010400
Old Parcel NumberQ6531043.000130
Street Address2909 CENTRAL AVE
CityMIDDLETOWN
StateOH
Zip45044-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6882 E52' CONS W/ 131
Legal SubdivisionMIDDLETOWN
Legal Lot Number6883
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1011
Census Tract12600

Owner

2909 Central Ave is owned and occupied by two individuals who bought it in November 2017.

Source: Butler County records, as of March 11, 2026

Owner of Record2 Individual Names on File
Mailing Address2909 CENTRAL AVE, MIDDLETOWN, OH 45044-4930
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage
UNION SAVINGS BANK
Nov 7, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2017 · Amount on File
Deed SaleNov 7, 2017 · Amount on File
Prior SaleJun 1, 2000 · Amount on File
Deed Document Number0000044350
Deed Book / Page009099 / 000223
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2909 CENTRAL AVE, MIDDLETOWN, OH 45044-4930
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029097
DateMay 19, 2021
Book Page9654/1052
Instrument2021-00029097
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount on Record
Term241 Months
DueJun 1, 2041

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTLER OH
Recording DateNov 7, 2017
Property Address2909 CENTRAL AVE, MIDDLETOWN, OH 45044-4930
Document Number0000044350
Book / Page009099 / 000223
Instrument DateNov 1, 2017
Instrument44350
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$465.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2909 CENTRAL AVE MIDDLETOWN OH 450444930, MIDDLETOWN, OH 45044-4930

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Central Ave was $3,703.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,703.00$70,220 Land $13,230 Building $56,990$200,630 Land $37,810 Building $162,820
2023$3,614.00 (+29.07%)$70,220 (+46.26%) Land $13,230 Building $56,990$200,630 Land $37,810 Building $162,820
2022$2,800.00$48,010 Land $13,230 Building $34,780
2020$137,180 Land $37,810 Building $99,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2909 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

Nearby Properties on Central Ave

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