Shelby County property record for 2909 Central Ave, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,146 sqft · built 1927 |
| Lot Size | 2.1 acres (91,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $662,500 (Dec 2002) |
| Tax Bill | $7,894 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5042-0-0003 |
| Primary APN | 04-5042-0-0003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,146 sqft Living Area |
| 1st Floor Area | 2,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | English |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,650 sqft |
| Lot Dimensions | 611 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 608 sqft |
| Pool Area | 1,950 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,878 sqft |
| Patio Area | 378 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2909 CENTRAL AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | SS CENTRAL TO FRANCES PLACE |
| Legal Subdivision | HEARD & JOYNER |
| Legal Lot Number | 3 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 7100 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2909 CENTRAL AVE, MEMPHIS, TN 38111-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on File |
| Deed Sale | Dec 6, 2002 · Amount on File |
| Prior Sale | Nov 30, 1999 · Amount on File |
| Deed Document Number | 2002208501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2909 CENTRAL AVE, MEMPHIS, TN 38111-2405 |
| Document Number | 0000115123 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2909 CENTRAL AVE MEMPHIS TN 381112405, MEMPHIS, TN 38111-2405 |
| Document Number | 0000115123 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 115123 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,894.00 (-54.16%) | $293,475 (+3.8%) Land $135,500 Building $157,975 | $1,173,900 (+3.8%) Land $542,000 Building $631,900 |
| 2023 | $282,725 Land $135,500 Building $147,225 | ||
| 2022 | $17,222.00 | ||
| 2021 | $1,130,900 Land $542,000 Building $588,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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