Gwinnett County property record for 2909 Cardinal Trce, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,734 sqft · built 1984 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,300 (Sep 2008) |
| Tax Bill | $7,343 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-263-320 |
| Primary APN | 6-263-320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 1,833 sqft |
| Basement Area | 1,695 sqft |
| Finished Basement | 901 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 6263320 |
|---|---|
| Street Address | 2909 CARDINAL TRCE |
| City | DULUTH |
| State | GA |
| Zip | 30096-3970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75-SINGLE FAM RES |
| Legal Description | L15 BA CARDINAL TRACE |
| Legal Subdivision | CARDINAL TRACE |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50218 |
2909 Cardinal Trce is owned and occupied by an individual who bought it in September 2008.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2909 CARDINAL TRCE, DULUTH, GA 30096-3970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2008 · Amount on File |
| Deed Sale | Sep 5, 2008 · Amount on File |
| Prior Sale | May 22, 2008 · Amount on File |
| Deed Document Number | 0049059409 |
| Deed Book / Page | 49059 / 409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2909 CARDINAL TRCE, DULUTH, GA 30096-3970 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2909 CARDINAL TRCE, DULUTH, GA 30096-3970 |
| Document Number | 0604270243 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 0000060427/0000000243 |
| Name | SYNOVUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 2909 Cardinal Trce was $7,343.
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,343.00 | $200,240 Land $29,920 Building $170,320 | $500,600 Land $74,800 Building $425,800 |
| 2023 | $6,535.00 | $175,080 Land $26,000 Building $149,080 | |
| 2022 | $437,700 Land $65,000 Building $372,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 Cardinal Trce in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2909 Cardinal Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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