2909 Bower Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2909 Bower Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,460 sqft · built 1971
Lot Size	0.202 acres (8,791 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2016)
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-9442-00-300`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9442-00-300`
Alternative APNs	`302210944200300` `482455` `488105` `492663`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,460 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,791 sqft (0.202 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2909 BOWER RD
City	WINTER PARK
State	FL
Zip	32792-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 17 3/49 LOT 30
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 17
Legal Tract	9442
Legal Lot Number	30
Legal Unit	17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3019
Census Tract	16200

Owner

Source: Orange County records · APN 10-22-30-9442-00-300

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2909 BOWER RD, WINTER PARK, FL 32792-4503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2016 · Amount on Record
Deed Sale	May 09, 2016 · Amount on Record
Prior Sale	Mar 09, 2012 · Amount on Record
Deed Document Number	2016232497
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2909 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000096267
Instrument Date	Jan 09, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 BOWER RD WINTER PARK FL 327924503, 17, WINTER PARK, FL 32792-4503

Mortgage

Document Number	0000096267
Date	Feb 14, 2019
Instrument	96267

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,092 (+2.7%)	$681,150 (-0.98%) Land $270,000 Building $411,150
2025	$6,698.00 (+4.4%) Homeowner's exemption	$428,522 (+5.99%)	$687,890 (+7.5%) Land $270,000 Building $417,890
2024	$6,416.00 (+7.38%)
2023	$5,975.00 (+3.45%) Homeowner's exemption	$404,316 (+3%)	$639,925 (+24.75%) Land $270,000 Building $369,925
2022	$5,776.00 Homeowner's exemption	$392,540	$512,964 Land $200,000 Building $312,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950162003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 524 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3481482, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.