2909 Bettye Gresham Ln, New Bern, NC 28562 Property Records

Craven County property record for 2909 Bettye Gresham Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,044 sqft · built 2021
Lot Size	0.333 acres (14,549 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Dec 2023)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-025`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-025`
Alternative APNs	`128632` `105330` `80022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,044 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.333 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128632
Street Address	2909 BETTYE GRESHAM LN
City	NEW BERN
State	NC
Zip	28562-0007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 LAKE VIEW PH I
Legal Phase	I
Legal Lot Number	25
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	0003785749
Deed Book / Page	3785 / 749
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 28, 2023
Property Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007
Document Number	003785/749
Book / Page	3785 / 749
Map Reference	CAB I SL 175-B&C
Instrument Date	Nov 20, 2023
Instrument	10121084
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 MOM LN, NEW BERN, NC 28562-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007

Mortgage

Document Number	0003785752
Date	Dec 28, 2023
Instrument	3785/752

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003769/7
Date	Jul 7, 2023
Book Page	3769/7
Instrument	10114527

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 29, 2022
Property Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007
Document Number	03731/1641
Book / Page	3731 / 1641
Map Reference	CAB I SL 175-B&C
Instrument Date	Jun 23, 2022
Instrument	10099332
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 BETTYE GRESHAM LN, NEW BERN, NC 28562-0007

Mortgage

Document Number	0037311644
Date	Jun 29, 2022
Instrument	3731/1644

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (-13.68%)	$323,420 (-) Land $35,000 Building $288,420	$323,420 (-) Land $35,000 Building $288,420
2023	$2,727.00 (+86.65%)	$323,420 (+140.57%) Land $35,000 Building $288,420	$323,420 (+140.57%) Land $35,000 Building $288,420
2022	$1,461.00	$134,440 Land $30,000 Building $104,440
2018			$134,440 Land $30,000 Building $104,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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