Pinellas County property record for 2909 Bancroft Cir E, Apt D, Palm Harbor, FL 34683
| Property Type | Planned Unit Development |
|---|---|
| Details | 1,030 sqft · built 1982 |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Oct 2014) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-7707-8 |
| Primary APN | C62-000-757-7707-8 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,030 sqft Heated Area |
| 1st Floor Area | 1,030 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| View / Lot | Average |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R337763 |
|---|---|
| Old Parcel Number | 162731941340000084 |
| Street Address | 2909 BANCROFT CIR E APT D, D |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | VILLAS OF BEACON GROVES UNIT I LOT 8D |
| Legal Range | 16 |
| Legal Township | 27 |
| Legal Section | 31 |
| Legal Subdivision | VILLAS OF BEACON GROVES |
| Legal Lot Number | 8D |
| Legal Unit | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27211 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2909 BANCROFT CIR E APT D, D, PALM HARBOR, FL 34683-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2014 · Amount on Record |
| Deed Sale | Oct 23, 2014 · Amount on Record |
| Prior Sale | May 29, 2001 |
| Deed Document Number | 2014295398 |
| Deed Book / Page | 18566 / 314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2909 BANCROFT CIR E APT D, D, PALM HARBOR, FL 34683-2512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2909 BANCROFT CIR E D, D, PALM HARBOR, FL 34683-2512 |
| Document Number | 0233841268 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 23384/1268 |
| Instrument | 2025344064 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2909 BANCROFT CIR E APT D, D, PALM HARBOR, FL 34683-2512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2909 BANCROFT CIR E D, D, PALM HARBOR, FL 34683-2512 |
| Document Number | 0225541580 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 22554/1580 |
| Instrument | 2023228600 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (+12.29%) Homeowner's exemption | $87,014 (+5.99%) | $218,857 (+11.18%) Building $218,857 |
| 2023 | $846.00 (+5.22%) Homeowner's exemption | $82,099 (+3%) | $196,852 (+19.22%) Building $196,852 |
| 2022 | $804.00 Homeowner's exemption | $79,708 | $165,112 Building $165,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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