2909 A St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2909 A St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2024)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1132101027`

Property Details

APN / Parcel Number

Primary APN	`1132101027`
Alternative APNs	`100913` `117938`

Exterior

Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	295 ft deep x 150 ft wide

Location & Zoning

Account Number	117938
Street Address	2909 A ST
City	ROCK FALLS
State	IL
Zip	61071-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN ACRES NW LOT 14 PT W 1/2 SEC 32 TWP 21 RNG 7 22600X
Legal Range	07E
Legal Township	21N
Legal Section	32
Legal Lot Number	14
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1015
Census Tract	1700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15721 GOLF HILLS DR, STERLING, IL 61081-9183
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage US BK
Nov 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20241233
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 22, 2024
Property Address	2909 A ST, ROCK FALLS, IL 61071-2503
Document Number	0000001233
Instrument Date	Mar 15, 2024
Instrument	2024-01233
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15721 GOLF HILLS DR, STERLING, IL 61081-9183

Mortgage

Document Number	0000001234
Date	Mar 22, 2024
Instrument	2024-01234

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 29, 2019
Property Address	2909 A ST, ROCK FALLS, IL 61071-2503
Document Number	0000003983
Instrument Date	Jul 25, 2019
Instrument	3983
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY TITLE GUARANTY, ATTORNEY TITLE GNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 A ST ROCK FALLS IL 610712503, ROCK FALLS, IL 61071-2503

Mortgage

Document Number	3984
Date	Jul 29, 2019
Instrument	3984

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2034

Interest

Rate	3.25%

Mortgage

Document Number	4010,
Date	Jul 29, 2019
Instrument	4010

Lender

Name	US BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.9%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 9, 2017
Property Address	2909 A ST, ROCK FALLS, IL 61071-2503
Document Number	0000006795
Instrument Date	Nov 9, 2017
Instrument	6795
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 A ST ROCK FALLS IL 610712503, ROCK FALLS, IL 61071-2503

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+76.28%)	$27,228 (+52.64%) Land $6,343 Building $20,885
2024			$81,684 (+52.64%) Land $19,029 Building $62,655
2022	$1,117.00 Additional exemption filed	$17,838 Land $5,070 Building $12,768	$53,514 Land $15,210 Building $38,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

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