2908 Union Square Rd, #33, New Windsor, MD 21776 Property Records

Carroll County property record for 2908 Union Square Rd, #33, New Windsor, MD 21776

Property Summary

Property TypeCondominium
Details2.5 ba · 2,004 sqft · built 2019
Lot Size0.079 acres (3,478 sqft)
Owner2 Individual Names on File
Last Sale$352,242 (May 2024)
Tax Bill$5,237 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-433021

Property Details

APN / Parcel Number

Primary APN11-433021
Alternative APN
  • 433021

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,004 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,478 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number433021
Street Address2908 UNION SQUARE RD, 33
CityNEW WINDSOR
StateMD
Zip21776-9102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 33 2908 UNION SQUARE 55-248 RESERVE AT NEW WINDSOR C
Legal SubdivisionTHE RESERVE AT NEW WINDSOR
Legal Lot NumberU33
JurisdictionCARROLL MD
Township / Civil Division11, NEW WINDSOR
Census Block Group2
Census Block2019
Census Tract511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedAvalon
listed 1987 · 3 contributing resources · NRIS 87001407

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2908 Union Square Rd, #33 is owned and occupied by two individuals who bought it in May 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2908 UNION SQUARE RD, 33, NEW WINDSOR, MD 21776-9102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on File
Deed SaleMay 17, 2024 · Amount on File
Prior SaleJan 3, 2020 · Amount on File
Deed Book / Page11244 / 342
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 3, 2020
Property Address2908 UNION SQUARE RD # 33, 33, NEW WINDSOR, MD 21776-9102
Document Number0095250127
Book / Page009525 / 000127
Instrument DateDec 4, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2020
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.24
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2908 UNION SQUARE RD #33 NEW WINDSOR MD 217769102, 33, NEW WINDSOR, MD 21776-9102

Mortgage

Document Number95250137
DateJan 3, 2020
Book Page009525/000137
Lender
NameCHESAPEAKE BK/MD
TypeBank
AddressBALTIMORE, MD 21234
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2908 Union Square Rd, #33 was $5,237 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityNew Windsor Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,237.00 (+5.18%) Homeowner's exemption$396,500$423,500 Land $100,000 Building $323,500
2025$4,979.00 Homeowner's exemption
2023$4,573.00 Homeowner's exemption$328,667$342,500 Land $90,000 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Union Square Rd, #33 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Union Square Rd, #33 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NEW WINDSOR
serves 1,732 people · EPA ID MD0060008
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Union Square Rd

Nearby Streets

Search Property Records by Address or Parcel Number