James City County property record for 2908 Thomas Smith Ln, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,027 sqft · built 1998 |
| Lot Size | 0.657 acres (28,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Oct 2003) |
| Tax Bill | $7,788 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-2 05-0-0032 |
| Primary APN | 44-2 05-0-0032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,027 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 28,619 sqft (0.657 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19417 |
|---|---|
| Street Address | 2908 THOMAS SMITH LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-32 PLANTER'S ROUND THE GOVERNOR'S LAND |
| Legal Subdivision | GOVERNORS LAND |
| Legal Lot Number | 32 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 80304 |
Source: James City County records · APN 44-2 05-0-0032
Assessment roll updated October 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Apr 29, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Feb 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2003 · Amount on Record |
| Deed Sale | Oct 01, 2003 · Amount on Record |
| Deed Document Number | 2003300029296 |
| Last Transfer Date | Feb 08, 2018 |
| Transfer Doc | 0000003169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST VIRGINIA TITLE, FIRST VIRGINIA T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Document Number | 0202603129 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202603129 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 29, 2022 |
| Property Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Document Number | 0202206946 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 202206946 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Document Number | 0202206947 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 202206947 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 13, 2018 |
| Property Address | 2908 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517 |
| Document Number | 0000003169 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 3169 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,788.00 (+6.41%) | $938,400 (+24.34%) Land $221,400 Building $717,000 | $938,400 (+24.34%) Land $221,400 Building $717,000 |
| 2024 | $7,319.00 (+16.84%) | ||
| 2023 | $6,264.00 | $754,700 Land $199,000 Building $555,700 | $754,700 Land $199,000 Building $555,700 |
| 2022 | $6,264.00 (+4.23%) | ||
| 2019 | $6,010.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures