2908 Shanandale Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 2908 Shanandale Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,875 sqft · built 1967
Lot Size	0.294 acres (12,819 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (Sep 2004)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00358561`

Property Details

APN / Parcel Number

Primary APN	`05-00358561`
Alternative APN	`00358561`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	12,819 sqft (0.294 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00358561
Street Address	2908 SHANANDALE DR
City	SILVER SPRING
State	MD
Zip	20904-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CALVERTON
Legal Subdivision	CALVERTON
Legal Block	7
Legal Lot Number	35
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	701424

Owner

2908 Shanandale Dr is owner-occupied and held in a trust since April 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2004 · Amount on File
Deed Sale	Sep 15, 2004 · Amount on File
Prior Sale	Sep 15, 2004 · Amount on File
Deed Document Number	200418474
Deed Book / Page	28269 / 367
Last Transfer Date	Apr 12, 2016
Transfer Doc	0523650385
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821

Mortgage

Document Number	0625410231
Date	Apr 13, 2021
Book Page	62541/231

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0648780436
Date	Dec 21, 2021
Book Page	64878/436

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821
Document Number	0587150001
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 SHANANDALE DR SILVER SPRING MD 209041821, SILVER SPRING, MD 20904-1821

Mortgage

Document Number	0587150001
Date	Dec 18, 2019
Book Page	058715/000001

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 17, 2059

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2908 SHANANDALE DR, SILVER SPRING, MD 20904-1821
Document Number	0587020172
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 SHANANDALE DR SILVER SPRING MD 209041821, SILVER SPRING, MD 20904-1821

Mortgage

Document Number	0587020172
Date	Dec 17, 2019
Book Page	058702/000172

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Shanandale Dr was $5,048, down 4.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (+7.25%) Land $262,800 Building $222,200	$485,000 (-) Land $262,800 Building $222,200
2025	$5,048.00 (-4.3%)	$452,200	$485,000 Land $262,800 Building $222,200
2024	$5,275.00
2023		$386,600 Land $262,800 Building $123,800	$386,600 Land $262,800 Building $123,800
2022	$3,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Shanandale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Shanandale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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