2908 Ontario, Springfield, IL 62707 Property Records

Sangamon County property record for 2908 Ontario, Springfield, IL 62707

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,257 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Dec 2014)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2025 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`14-13.0-151-019`

Property Details

APN / Parcel Number

Primary APN	`14-13.0-151-019`
Alternative APN	`14130151019 (CHECK DIGIT = 8)`

Exterior

Lot Area	7,257 sqft (0.166 acres)

Location & Zoning

Account Number	14130151019
Street Address	2908 ONTARIO
City	SPRINGFIELD
State	IL
Zip	62707-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES 3RD ADDN LOT 16
Legal Subdivision	TWIN LAKES 3RD ADD
Legal Lot Number	16
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2004
Census Tract	501

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 18, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 2, 2007	Deed of Trust, Mortgage · VA Mortgage CITIMORTGAGE
Oct 21, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK
Jun 15, 2017	Deed, Transfer
Jun 15, 2017	Deed, Transfer · FHA Mortgage US BANK NA
Dec 5, 2014	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK
Nov 19, 2014	Deed, Transfer
Sep 2, 2014	Warranty Deed, Transfer
Jul 18, 2014	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	Nov 19, 2014
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R33398
Date	Nov 19, 2020
Instrument	2020R33398

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R19166
Date	Oct 28, 2025
Instrument	2025R19166

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R11690
Date	Jul 18, 2024
Instrument	2024R11690

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2054

Interest

Rate Type	Fixed Rate
Rate	11.3%

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R15142
Date	May 2, 2007
Instrument	2007R15142

Lender

Name	CITIMORTGAGE
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R39772
Date	Oct 21, 2008
Instrument	2008R39772

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2023

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 15, 2017
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2017R15194
Map Reference	DOC 790559
Instrument Date	Jun 15, 2017
Instrument	2017R15194
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 15, 2017
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2017R15194
Map Reference	DOC 790559
Instrument Date	Jun 15, 2017
Instrument	2017R15194
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320

Mortgage

Document Number	2017R15195
Date	Jun 15, 2017
Instrument	2017R15195

Lender

Name	US BANK NA
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 5, 2014
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2014R32281
Instrument Date	Dec 5, 2014
Instrument	2014R32281
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R32282
Date	Dec 5, 2014
Instrument	2014R32282

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	2014R32284
Date	Dec 5, 2014
Instrument	2014R32284

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 19, 2014
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2014R30821
Instrument Date	Nov 17, 2014
Instrument	2014R30821
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 W MONROE ST, SPRINGFIELD, IL 62704-1439
Investor	Possibly a Property Investor

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 2, 2014
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2014R23141
Instrument Date	Jul 29, 2014
Instrument	2014R23141
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 OLD DEEK SUITE RD, SPRINGFIELD, IL 62711

July 2014: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 18, 2014
Property Address	2908 ONTARIO, SPRINGFIELD, IL 62707-9320
Document Number	2014R18716
Instrument Date	Jul 17, 2014
Instrument	2014R18716
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 VENICE CT, CHAMPAIGN, IL 61822-6403
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,135.00 (+15.99%)	$57,074 (+24.65%) Land $8,448 Building $48,626	$171,222 (+24.65%) Land $25,344 Building $145,878
2022	$3,565.00 Homeowner's exemption	$45,787 Land $6,828 Building $38,959	$137,361 Land $20,484 Building $116,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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