Buchanan County property record for 2908 Messanie St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,253 sqft · built 1957 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,425 (Feb 2026) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2024 Line of Credit + 2 more |
| APN | 06-5.0-15-002-001-080.000 |
| Primary APN | 06-5.0-15-002-001-080.000 |
|---|
| Building Area | 1,253 sqft Base Area |
|---|---|
| 1st Floor Area | 1,253 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 250 ft deep x 150 ft wide |
| Street Address | 2908 MESSANIE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 15-57-35NWSUB: LOT: BLK:LGL DESC:COMM NW COR OF SEC E 784.32' S 25.09' E 49.92' TO POB S 250.42' NE 169.27' N 149.98' TO POB |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | ST JOSEPH IMPROVEMENT COMPANYS ADDITION |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-5.0-15-002-001-080.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 S 11TH ST, SAVANNAH, MO 64485-1840 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Mar 13, 2024 | Special Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK |
| Nov 06, 2023 | Trustee's Deed, Foreclosure |
| May 11, 2021 | Personal Representative Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2024 |
| Deed Document Number | 20261181 |
| Deed Book / Page | 3815 / 987 |
| Prior Transfer Date | Dec 09, 2011 |
| Prior Transfer Doc | 03305/0455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 507 S 11TH ST, SAVANNAH, MO 64485-1840 |
| Document Number | 003815/988 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 3815/988 |
| Instrument | 2026001182 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 13, 2024 |
| Property Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Document Number | 003795/352 |
| Book / Page | 3795 / 352 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024001727 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 507 S 11TH ST, SAVANNAH, MO 64485-1840 |
| Document Number | 2024001728 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024001728 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 06, 2023 |
| Property Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Document Number | 003792/243 |
| Book / Page | 3792 / 243 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023008806 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Name | Verified Name |
|---|---|
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 11, 2021 |
| Property Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Document Number | 003762/130 |
| Book / Page | 3762 / 130 |
| Instrument Date | May 08, 2021 |
| Instrument | 2021004786 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7358 GARNET RIDGE RD, JURUPA VALLEY, CA 92509-1219 |
| Name | Verified Name |
|---|---|
| Address | 2908 MESSANIE ST, SAINT JOSEPH, MO 64501-3441 |
| Investor | Possibly a Property Investor |
| Document Number | 003762/374 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 3762/374 |
| Instrument | 2021005033 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 (+0.1%) | $14,340 (+5.36%) Land $1,900 Building $12,440 | $75,480 (+5.39%) Land $10,000 Building $65,480 |
| 2024 | $1,025.00 (+15.04%) | ||
| 2023 | $891.00 (-0.67%) | $13,610 (-) Land $1,900 Building $11,710 | $71,620 (-) Land $10,000 Building $61,620 |
| 2022 | $897.00 | $13,610 Land $1,900 Building $11,710 | |
| 2021 | $71,620 Land $10,000 Building $61,620 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210009002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 653 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO1010714, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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