2908 Main St, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 2908 Main St, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,458 sqft · built 1940
Lot Size0.187 acres (8,164 sqft)
Owner2 Individual Names on Record
Last Sale$283,000 (Apr 2022)
Tax Bill$4,057 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-240-02012115

Property Details

APN / Parcel Number

Primary APN01-240-02012115
Alternative APNs
  • 1-240-02012115
  • 24002012115

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area1,206 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,164 sqft (0.187 acres)

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area200 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number24002012115
Street Address2908 MAIN ST
CityEDGEWATER
StateMD
Zip21037-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 22 SC 4 EDGEWATER BEACH
Legal SubdivisionEDGEWATER BEACH
Legal Block2
Legal Lot Number22
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2026
Census Tract701101

Owner

Source: Anne Arundel County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2908 MAIN ST, EDGEWATER, MD 21037-1329
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM
Jul 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG
Sep 7, 2018Grant Deed, Transfer · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleSep 7, 2018 · Amount on Record
Deed Book / Page38637 / 292
Prior Transfer DateApr 8, 2022
Prior Transfer Doc0386370292
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateApr 22, 2022
Property Address2908 MAIN ST, EDGEWATER, MD 21037-1329
Document Number0386370292
Book / Page38637 / 292
Map ReferenceMB 3 FO 46
Instrument DateApr 8, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2908 MAIN ST, 2908, EDGEWATER, MD 21037-1329

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2908 MAIN ST, EDGEWATER, MD 21037-1329

Mortgage

Document Number0038637296
DateApr 22, 2022
Instrument38637/296
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2042

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2908 MAIN ST, EDGEWATER, MD 21037-1329
Document Number0349310207
Instrument DateJul 7, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 MAIN ST EDGEWATER EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number0349310207
DateJul 22, 2020
Book Page034931/000207
Lender
NameNFM
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 21, 2040

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2908 MAIN ST, EDGEWATER, MD 21037-1329
Document Number0334890084
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 MAIN ST EDGEWATER MD 210371329, EDGEWATER, MD 21037-1329

Mortgage

Document Number0334890084
DateAug 23, 2019
Book Page033489/000084
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 7, 2018
Property Address2908 MAIN ST, EDGEWATER, MD 21037-1329
Document Number0324630287
Book / Page032463 / 000287
Instrument DateAug 17, 2018
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyMASTERS TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2908 MAIN ST EDGEWATER MD 210371329, EDGEWATER, MD 21037-1329

Mortgage

Document Number324630292
DateSep 7, 2018
Book Page032463/000292
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 6, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,057.00 (+1.81%) Homeowner's exemption$366,033 (+4.43%)$373,800 (+6.65%) Land $244,300 Building $129,500
2024$3,985.00 (+19.1%)
2023$3,346.00 Homeowner's exemption$350,500 Land $244,300 Building $106,200$350,500 Land $244,300 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims22 (1996–2018)
Claims Outside the SFHA9 of 22
Most Recent ClaimNov 2018 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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