2908 Gray Beech Dr, Harwood, MD 20776 Property Records

Anne Arundel County property record for 2908 Gray Beech Dr, Harwood, MD 20776

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,856 sqft · built 1995
Lot Size1.01 acres (44,062 sqft)
OwnerIndividual Name on File
Last Sale$570,000 (May 2019)
Tax Bill$6,895 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-047-90073283

Property Details

APN / Parcel Number

Primary APN01-047-90073283
Alternative APNs
  • 104790073283
  • 04790073283

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,856 sqft Living Area
Gross Area3,340 sqft
1st Floor Area1,610 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,062 sqft
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area393 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number04790073283
Street Address2908 GRAY BEECH DR
CityHARWOOD
StateMD
Zip20776-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BIRDSVILLE FOREST
Legal SubdivisionBIRDSVILLE FOREST
Legal Block1
Legal Lot Number7
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract701400

Owner

2908 Gray Beech Dr is owned and occupied by an individual who bought it in May 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address2908 GREY BEECH CT, HARWOOD, MD 20776
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
May 9, 2019Grant Deed, Transfer · Conventional Mortgage
AREA ROOFING & SIDING CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2019 · Amount on File
Deed SaleMay 9, 2019 · Amount on File
Prior SaleOct 11, 1995 · Amount on File
Deed Book / Page33122 / 226
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2908 GRAY BEECH DR, HARWOOD, MD 20776-2005
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyUNKNOWN, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0420350245
DateJan 30, 2026
Book Page42035/245
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMay 9, 2019
Property Address2908 GRAY BEECH DR, HARWOOD, MD 20776-2005
Document Number0331220226
Book / Page033122 / 000226
Instrument DateApr 18, 2019
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyCARTER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2908 GRAY BEECH DR HARWOOD MD 207762005, HARWOOD, MD 20776-2005

Mortgage

Document Number331220233
DateMay 9, 2019
Book Page033122/000233
Lender
NameAREA ROOFING & SIDING CO INC
Address5800 WOODCLIFF RD # 101, BOWIE, MD 20720-4878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Gray Beech Dr was $6,895 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,100 Land $192,000 Building $379,100$571,100 Land $192,000 Building $379,100
2025$6,895.00
2023$6,216.00 Homeowner's exemption$569,300 Land $252,000 Building $317,300$569,300 Land $252,000 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Gray Beech Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1983–2024)
Claims Outside the SFHA6 of 19
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Gray Beech Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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