2908 FM 344 E, Bullard, TX 75757 Property Records

Smith County property record for 2908 FM 344 E, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,379 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$754,100 (Jul 2026)
Tax Bill	$7,466 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R139940`

Property Details

APN / Parcel Number

Primary APN	`R139940`
Alternative APN	`1-00000-0015-02-043071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,379 sqft Living Area
1st Floor Area	2,379 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	880 sqft
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R139940
Street Address	2908 FM 344 E
City	BULLARD
State	TX
Zip	75757-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0015 V MOORETRACT 43G.1(PT OF 5.154AC SEE TR 43G)
Legal Subdivision	A0015 V MOORE
Legal Tract	43
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2052
Census Tract	1914

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 22, JACKSONVILLE, TX 75766-0001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Sep 11, 2023	Vendor's Lien, Transfer · SBA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Sep 11, 2023
Deed Document Number	202620622
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SMITH TX
Recording Date	Jul 10, 2026
Property Address	2908 FM 344 E, BULLARD, TX 75757-8404
Document Number	0000020622
Instrument Date	Jul 10, 2026
Instrument	202620622
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020623,
Date	Jul 10, 2026
Instrument	202620623

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Sep 11, 2023
Property Address	2908 FM 344 E, BULLARD, TX 75757-8404
Document Number	0001027234
Map Reference	DOC 2004-R0004393
Instrument Date	Sep 8, 2023
Instrument	202301027234
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 FM 344 E, BULLARD, TX 75757-8404

Mortgage

Document Number	0001027235
Date	Sep 11, 2023
Instrument	202301027235

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,466.00 (+7.47%) Homeowner's exemption	$548,104 (+5.98%) Land $44,482 Building $503,622	$548,104 (+5.98%) Land $44,482 Building $503,622
2025	$6,947.00 (-2.81%) Homeowner's exemption	$517,188 (+12.52%) Land $43,081 Building $474,107	$517,188 (+12.52%) Land $43,081 Building $474,107
2024	$7,148.00 (+91.53%)
2023	$3,732.00 (-15.03%) Homeowner's exemption	$459,628 Land $17,894 Building $441,734	$459,628 Land $17,894 Building $441,734
2022	$4,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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