2908 Essie Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2908 Essie Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,976 sqft · built 2006
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$439,500 (Jun 2019)
Tax Bill	$7,437 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-067-046-000`

Property Details

APN / Parcel Number

Primary APN	`077-067-046-000`
Alternative APN	`0776746000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,976 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2908 ESSIE WAY
City	MODESTO
State	CA
Zip	95355-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE RANCH #2 (42M93) BLK 11189 LOT 14
Legal Subdivision	VILLAGE RANCH #2
Legal Block	11189
Legal Lot Number	14
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2007
Census Tract	914

Owner

2908 Essie Way is owned and occupied by two individuals who bought it in June 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2908 ESSIE WAY, MODESTO, CA 95355-8726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 7, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Jan 30, 2014 · Amount on File
Deed Document Number	201936655
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	0000121517
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2908 ESSIE WAY, MODESTO, CA 95355-8726
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ESSIE WAY, MODESTO, CA 95355-8726

Mortgage

Document Number	0000026875
Date	Mar 23, 2021
Instrument	2021-0026875

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 7, 2019
Property Address	2908 ESSIE WAY, MODESTO, CA 95355-8726
Document Number	0000036655
Instrument Date	Jun 4, 2019
Instrument	36655
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2908 ESSIE WAY MODESTO CA 953558726, MODESTO, CA 95355-8726

Mortgage

Document Number	36656
Date	Jun 7, 2019
Instrument	36656

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2908 ESSIE WAY, MODESTO, CA 95355-8726
Document Number	0000029316
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ESSIE WAY MODESTO CA 953558726, MODESTO, CA 95355-8726

Mortgage

Document Number	0000029316
Date	May 10, 2019
Instrument	29316

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2908 Essie Way was $7,437, up 2.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,437.00 (+2.61%)	$500,070 (+2%) Land $170,671 Building $329,399
2025	$7,248.00	$490,266 Land $167,325 Building $322,941
2023	$6,984.00 (+3.88%)	$471,230 Land $160,829 Building $310,401
2022	$6,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2908 Essie Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2908 Essie Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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