2908 Emerald Dr, Kalamazoo, MI 49001 Property Records

Kalamazoo County property record for 2908 Emerald Dr, Kalamazoo, MI 49001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2023)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-484-098`

Property Details

APN / Parcel Number

Primary APN	`06-26-484-098`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	8,276 sqft (0.19 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2908 EMERALD DR
City	KALAMAZOO
State	MI
Zip	49001-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	G46X-98 PLAT OF KENNELWORTH PARK LOT 98
Legal Subdivision	PLAT OF KENNELWORTH PARK
Legal Lot Number	98
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1009
Census Tract	1801

Owner

2908 Emerald Dr is owned and occupied by an individual who bought it in August 2023.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 5, 2023	Intrafamily Transfer, Transfer
Sep 8, 2020	Quit Claim Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Sep 8, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Sep 8, 2020 · Amount on File
Deed Document Number	202318887
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	2023006917
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 8, 2023
Property Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526
Document Number	2023018887
Map Reference	LB 16 PG 17
Instrument Date	Jul 31, 2023
Instrument	2023-018887
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66817 TERRITORIAL RD, LAWRENCE, MI 49064-8777

Mortgage

Document Number	2023018888
Date	Aug 8, 2023
Instrument	2023-018888

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 5, 2023
Property Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526
Document Number	2023006917
Map Reference	LB 16 PG 17
Instrument Date	Mar 30, 2023
Instrument	2023-006917
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 8, 2020
Property Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526
Document Number	2020030054
Map Reference	LB 16 PG 17
Instrument Date	Aug 7, 2020
Instrument	2020-030054
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 MONROE AVE NW, 940, GRAND RAPIDS, MI 49503-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 MONROE AVE NW, GRAND RAPIDS, MI 49503-1456

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 8, 2020
Property Address	2908 EMERALD DR, KALAMAZOO, MI 49001-4526
Document Number	2020030055
Map Reference	LB 16 PG 17
Instrument Date	Aug 6, 2020
Instrument	2020-030055
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 MONROE AVE NW, 940, GRAND RAPIDS, MI 49503-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 WHISPERING WAY DRIVE #101 # 101, 101, LEXINGTON, KY 40546-0001

Mortgage

Document Number	2020030056
Date	Sep 8, 2020
Instrument	2020-030056

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Emerald Dr was $2,786 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (+9.03%)	$120,800 (+9.03%)
2025	$2,786.00 Homeowner's exemption	$55,400	$110,800
2023		$46,700	$93,400
2022	$2,121.00
2019	$2,131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2908 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet, Xfinity.

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