2908 Elder Ln, Franklin Park, IL 60131 Property Records

Cook County property record for 2908 Elder Ln, Franklin Park, IL 60131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1958
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on Record
Tax Bill	$6,492 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`12-28-219-057`

Property Details

APN / Parcel Number

Primary APN	`12-28-219-057`
Alternative APN	`12-28-219-057-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,960 sqft (0.114 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2908 ELDER LN
City	FRANKLIN PARK
State	IL
Zip	60131-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	40N
Legal Section	28
Legal Subdivision	THIRD ADDITION TO FRANKLIN PARK
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	3
Census Block	3025
Census Tract	811401

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 2, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 3, 2019	Correction Deed, Transfer TITLE 365
Sep 14, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 16, 2018	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019
Deed Sale	Oct 3, 2019
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201917029
Prior Transfer Date	Sep 14, 2019
Prior Transfer Doc	0000017029
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509

Mortgage

Document Number	0024308009
Date	Aug 31, 2022
Instrument	2224308009

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509

Mortgage

Document Number	0012216032
Date	May 2, 2023
Instrument	2312216032

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	FRANKLIN PARK, IL 60131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Document Number	2023306006
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2908 ELDER LN FRANKLIN PARK IL 601312509, FRANKLIN PARK, IL 60131-2509

Mortgage

Document Number	2023306006
Date	Aug 20, 2020
Instrument	23306006

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COOK IL
Recording Date	Oct 3, 2019
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Document Number	1927617029
Instrument Date	Sep 14, 2019
Instrument	27617029
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	TITLE 365

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2908 ELDER LN FRANKLIN PARK IL 601312509, FRANKLIN PARK, IL 60131-2509

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Document Number	1927617030
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2908 ELDER LN FRANKLIN PARK IL 601312509, FRANKLIN PARK, IL 60131-2509

Mortgage

Document Number	1927617030
Date	Oct 3, 2019
Instrument	27617030

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate	4.25%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 16, 2018
Property Address	2908 ELDER LN, FRANKLIN PARK, IL 60131-2509
Document Number	1832019155
Instrument Date	Nov 5, 2018
Instrument	32019155
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2908 ELDER LN FRANKLIN PARK IL 601312509, FRANKLIN PARK, IL 60131-2509

Mortgage

Document Number	1832019156
Date	Nov 16, 2018
Instrument	32019156

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Franklin Park Village
Elementary School District	Franklin Park School District 84 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+39.04%) Land $5,456 Building $28,544	$340,000 (+39.04%) Land $54,560 Building $285,440
2023	$6,492.00 (-2.6%)
2022	$6,665.00 Homeowner's exemption	$24,454 Land $4,464 Building $19,990	$244,540 Land $44,640 Building $199,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PARK serves 18,467 people · EPA ID IL0310960
Water Source	Purchased surface water from CHICAGO
Last State Inspection	May 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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