2908 E 6th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2908 E 6th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,347 sqft · built 1966
Lot Size	1.02 acres (44,780 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2023)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23700-000-000`

Property Details

APN / Parcel Number

Primary APN	`23700-000-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,347 sqft Heated Area
Gross Area	3,462 sqft
1st Floor Area	2,347 sqft
2nd Floor Area	1,840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	44,780 sqft (1.02 acres)
Lot Dimensions	142 ft deep x 91 ft wide
Porch	Porch
Porch Area	504 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2908 E 6TH CT
City	PANAMA CITY
State	FL
Zip	32401-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	SHOPES SUBDIV LOTS 20,21,22,23,24 BLK 2 **AND**
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SHOPES
Legal Block	2
Legal Lot Number	20-24 21
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1042
Census Tract	1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2908 E 6TH CT, PANAMA CITY, FL 32401-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	2023072612
Deed Book / Page	4750 / 921
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 21, 2023
Property Address	2908 E 6TH CT, PANAMA CITY, FL 32401-5224
Document Number	0047500921
Book / Page	4750 / 921
Instrument Date	Nov 16, 2023
Instrument	2023072612
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 E 6TH CT, PANAMA CITY, FL 32401-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 E 6TH CT, P C BEACH, FL 32401-5224

Mortgage

Document Number	0047500923
Date	Nov 21, 2023
Book Page	4750/923
Instrument	2023072613

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+62.57%) Homeowner's exemption	$231,219 (+132.29%)	$250,755 (+151.92%) Land $94,356 Building $156,399
2023	$1,838.00 (+11.6%)	$99,538 (+7.52%) Land $63,871 Building $35,667	$99,538 (+7.52%) Land $63,871 Building $35,667
2022	$1,647.00	$92,577 Land $59,515 Building $33,062	$92,577 Land $59,515 Building $33,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1999–2024)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20