2908 E 39th St, Des Moines, IA 50317 Property Records

Polk County property record for 2908 E 39th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2023)
Tax Bill	$3,972 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07927-059-000`

Property Details

APN / Parcel Number

Primary APN	`060/07927-059-000`
Alternative APN	`792328302024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,148 sqft
Basement Area	924 sqft
Finished Basement	700 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2908 E 39TH ST
City	DES MOINES
State	IA
Zip	50317-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 SHERIDAN PARK PLAT NO 1
Legal Subdivision	SHERIDAN PARK PLAT 1
Legal Lot Number	59
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3010
Census Tract	102

Owner

Source: Polk County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2908 E 39TH ST, DES MOINES, IA 50317-5759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Apr 10, 2023	Warranty Deed, Transfer · FHA Mortgage LINCOLN SAVINGS BANK
Aug 6, 2018	Warranty Deed, Transfer · Conventional with PMI DEERE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202316490
Deed Book / Page	19441 / 911
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 15, 2026
Property Address	2908 E 39TH ST, DES MOINES, IA 50317-5759
Document Number	0000021079
Book / Page	20484 / 413
Instrument Date	Apr 9, 2026
Instrument	202621079
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 E 39TH ST, DES MOINES, IA 50317-5759

Mortgage

Document Number	0000021079,
Date	Apr 15, 2026
Book Page	20484/413
Instrument	202621079

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2908 E 39TH ST, DES MOINES, IA 50317-5759
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 E 39TH ST, DES MOINES, IA 50317-5759

Mortgage

Document Number	0000055102
Date	Oct 13, 2023
Book Page	19626/560
Instrument	2023-00055102

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	ALTOONA, IA 50009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 10, 2023
Property Address	2908 E 39TH ST, DES MOINES, IA 50317-5759
Document Number	0000016490
Book / Page	19441 / 911
Instrument Date	Apr 6, 2023
Instrument	2023-00016490
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 E 39TH ST, DES MOINES, IA 50317-5759

Mortgage

Document Number	0000016491
Date	Apr 10, 2023
Instrument	2023-00016491

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 6, 2018
Property Address	2908 E 39TH ST, DES MOINES, IA 50317-5759
Document Number	0000010488
Book / Page	017028 / 000235
Instrument Date	Aug 2, 2018
Instrument	10488
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 E 39TH ST DES MOINES IA 503175759, DES MOINES, IA 50317-5759

Mortgage

Document Number	10490
Date	Aug 6, 2018
Book Page	017028/000239
Instrument	10490

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,700 (+15.21%) Land $40,700 Building $204,000	$244,700 (+15.21%) Land $40,700 Building $204,000
2024	$3,972.00 (+1.74%)
2023		$212,400 Land $35,500 Building $176,900	$212,400 Land $35,500 Building $176,900
2020	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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