2908 Deborah Ln, McHenry, IL 60051 Property Records

McHenry County property record for 2908 Deborah Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 4,537 sqft · built 1996
Lot Size2.63 acres (114,563 sqft)
OwnerCompany on Record
Last Sale$736,500 (Aug 2024)
Tax Bill$18,993 (2024)
Deeds & MortgagesFeb 2022 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-302-017

Property Details

APN / Parcel Number

Primary APN09-25-302-017

Interior

Full Baths5.5 Baths
Half Baths5 Half Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area4,537 sqft Living Area
1st Floor Area3,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area114,563 sqft (2.63 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Shed1 Shed
Shed Area700 sqft
Pole Barn1,350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2908 DEBORAH LN
CityMCHENRY
StateIL
Zip60051-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0021720 FRUIT GARDEN /EX PCS LYING SELY LTS 5 & 6/ ROSEDALE SUB
Legal SubdivisionROSEDALE SUB
Legal Lot Number5,6
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2057
Census Tract870702

Owner

Source: McHenry County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address1060 INVERNESS DR, ANTIOCH, IL 60002-2707
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Intrafamily Transfer, Transfer
ATTORNEY
Mar 5, 2021Warranty Deed, Transfer · Conventional Mortgage
BLUELEAF LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleAug 22, 2024 · Amount on Record
Deed Document Number202421720
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateFeb 4, 2022
Property Address2908 DEBORAH LN, MCHENRY, IL 60051-4522
Document Number0000004804
Instrument DateDec 14, 2021
Instrument2022R0004804
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2908 DEBORAH LN, MCHENRY, IL 60051-4522

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 5, 2021
Property Address2908 DEBORAH LN, MCHENRY, IL 60051-4522
Document Number0000012284
Instrument DateJan 28, 2021
Instrument2021R0012284
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2908 DEBORAH LN, MCHENRY, IL 60051-4522

Mortgage

Document Number0000012287
DateMar 5, 2021
Instrument2021R0012287
Lender
NameBLUELEAF LENDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$18,993.00$245,475 (+17.2%) Land $79,682 Building $165,793$736,425 (+17.2%) Land $239,046 Building $497,379
2022Homeowner's exemption$209,458 Land $66,228 Building $143,230$628,374 Land $198,684 Building $429,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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