2908 Crest Wave Dr, Clermont, FL 34711 Property Records

Lake County property record for 2908 Crest Wave Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,653 sqft · built 2022
Lot Size	0.192 acres (8,399 sqft)
Owner	Individual Name on Record
Last Sale	$658,400 (Oct 2022)
Tax Bill	$10,358 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-26-0101-000-14200`

Property Details

APN / Parcel Number

Primary APN	`34-22-26-0101-000-14200`
Alternative APN	`3920096`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,653 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,399 sqft (0.192 acres)
Garage Type	Finished

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920096
Street Address	2908 CREST WAVE DR
City	CLERMONT
State	FL
Zip	34711-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW PHASE II PB 72 PG 61-64 LOT 142 ORB 6046 PG 1299
Legal Subdivision	CRESTVIEW
Legal Phase	2
Legal Lot Number	142
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Nov 29, 2023	Warranty Deed, Transfer · Line of Credit CLIMATE FIRST BANK
Oct 31, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	2022142724
Deed Book / Page	6046 / 1299
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524

Mortgage

Document Number	0063101009
Date	Apr 4, 2024
Book Page	6310/1009
Instrument	2024038609

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2023
Property Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524
Document Number	0062480843
Book / Page	6248 / 843
Instrument Date	Nov 16, 2023
Instrument	2023144550
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12300 S SHORE BLVD STE 214, 214, WELLINGTON, FL 33414-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524

Mortgage

Document Number	0006248845
Date	Nov 29, 2023
Instrument	6248/845

Lender

Name	CLIMATE FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 31, 2022
Property Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524
Document Number	0060461299
Book / Page	6046 / 1299
Map Reference	MB 72 PG 61-64
Instrument Date	Oct 28, 2022
Instrument	2022142724
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,608.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 CREST WAVE DR, CLERMONT, FL 34711-7524

Mortgage

Document Number	0060461301
Date	Oct 31, 2022
Instrument	6046/1301

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$665,089 (+5.54%) Land $155,000 Building $510,089	$665,089 (+5.54%) Land $155,000 Building $510,089
2024	$10,358.00 (-5.16%)
2023	$10,921.00 (+800.33%)	$630,183 (+803.49%)	$630,183 (+803.49%) Land $93,000 Building $537,183
2022	$1,213.00	$69,750	$69,750 Land $69,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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