Orange County property record for 2908 Calle Gaucho, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,914 sqft · built 1981 |
| Lot Size | 0.205 acres (8,938 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,292 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-153-04 |
| Primary APN | 680-153-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,914 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 8,938 sqft (0.205 acres) |
| Garage Area | 651 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2908 CALLE GAUCHO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9272 BLK LOT 260 |
| Legal Subdivision | TRACT NO. 9272 |
| Legal Tract | 9272 |
| Legal Lot Number | 260 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 42111 |
2908 Calle Gaucho is owner-occupied and held in a trust since June 1994.
Source: Orange County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Mar 28, 2017 | Intrafamily Transfer, Transfer · ARM BOFI FEDERAL BANK |
| Mar 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 1994 |
| Transfer Doc | 0000284883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 5, 2026 |
| Property Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Document Number | 0000222112 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026222112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Document Number | 0000222112, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026222112 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 3, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 28, 2017 |
| Property Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Document Number | 0000123519 |
| Map Reference | MB 402 PG 1-17 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 2017000123519 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Document Number | 0000123520 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017000123520 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 11.1% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 30, 2017 |
| Property Address | 2908 CALLE GAUCHO, SAN CLEMENTE, CA 92673-3014 |
| Document Number | 0000127351 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 127351 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2908 CALLE GAUCHO SAN CLEMENTE CA 926733014, SAN CLEMENTE, CA 92673-3014 |
The 2025 property tax bill for 2908 Calle Gaucho was $8,292.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $836,462 (+2%) Land $417,605 Building $418,857 | |
| 2025 | $8,292.00 | $820,061 Land $409,416 Building $410,645 |
| 2023 | $7,981.00 (+103.91%) | $788,218 Land $393,518 Building $394,700 |
| 2022 | $3,914.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2908 Calle Gaucho in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2908 Calle Gaucho is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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