2908 38th Ave W, Bradenton, FL 34205 Property Records

Manatee County property record for 2908 38th Ave W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1960
Lot Size	0.246 acres (10,725 sqft)
Owner	2 Individual Names on File
Last Sale	$130,200 (Jun 2015)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50261-0000-7`

Property Details

APN / Parcel Number

Primary APN	`50261-0000-7`
Alternative APN	`3517035026100007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Basement Area	764 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	143 ft deep x 75 ft wide
View / Lot	Standard
Pool Area	450 sqft
Porch	Screened Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2908 38TH AVE W
City	BRADENTON
State	FL
Zip	34205-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 4 BLK 1 IDLE ACRES PI#50261.0000/7
Legal Range	17E
Legal Township	35S
Legal Section	03
Legal Subdivision	IDLE ACRES
Legal Tract	05025600
Legal Block	1
Legal Lot Number	4
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1002
Census Tract	504

Owner

2908 38th Ave W is owned and occupied by two individuals who bought it in June 2015.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2908 38TH AVE W, BRADENTON, FL 34205-3558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Feb 7, 2014 · Amount on File
Deed Document Number	20153397047
Deed Book / Page	2572 / 2451
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2908 38TH AVE W, BRADENTON, FL 34205-3558
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 38TH AVE W, BRADENTON, FL 34205-3558

Mortgage

Document Number	0041075138
Date	Jul 13, 2023
Instrument	202341075138

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Jul 12, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2908 38TH AVE W, BRADENTON, FL 34205-3558
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041115175
Date	Nov 18, 2019
Book Page	2812/7422
Instrument	201941115175

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2908 38TH AVE W, BRADENTON, FL 34205-3558
Document Number	0041116373
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2908 38TH AVE W BRADENTON FL 342053558, BRADENTON, FL 34205-3558

Mortgage

Document Number	0041116373
Date	Oct 27, 2020
Instrument	41116373

Lender

Name	AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC
Type	Bank
Address	100 S JEFFERSON RD # 105, WHIPPANY, NJ 07981-1009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2908 38th Ave W was $1,700 with a homeowner's exemption, up 4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,721 (+3.43%)	$234,150 (-0.37%) Land $56,100 Building $178,050
2025	$1,700.00 (+3.98%) Homeowner's exemption	$136,049	$235,008 Land $56,100 Building $178,908
2024	$1,635.00 (+2.89%)
2023	$1,589.00 (+3.99%) Homeowner's exemption	$128,364 (+3%)	$259,880 (+10.61%) Land $56,100 Building $203,780
2022	$1,528.00 Homeowner's exemption	$124,625	$234,956 Land $55,000 Building $179,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 38th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Apr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 38th Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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